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Texas · General Lines — Property & Casualty

Texas P&C CE — Compliance Essentials (24 Hours)

24-hour Texas Property & Casualty continuing education course for licensed Texas P&C agents: 21 hours general plus 3 hours ethics, satisfying the biennial renewal requirement. Nine sections cover Texas insurance law updates, property coverage, casualty coverage, claims handling and unfair settlement practices, privacy, data security and cyber exposure, emerging and specialty topics, risk management and agency practice, Texas-specific producer issues, and producer ethics. TDI-approved: course #147641, provider #240353. This is continuing education for licensed producers, not exam prep.

9
Sections
40
Lessons
950+
Quiz questions

What you'll learn

Every section below counts toward your Texas continuing education hours.

Section 1
I. Texas Insurance Law — Updates and Refresh (3 hours)
3 lessons
+
  • Recent statutory and rule changes affecting P&C producers
  • Producer appointments, license maintenance, and renewal (including CE)
  • Commissioner authority, enforcement actions, and producer discipline
Section 2
II. Property Coverage Deep Dive (4 hours)
6 lessons
+
  • Homeowners forms (HO-2, HO-3, HO-5, HO-6, HO-8) — recent endorsement and form changes
  • Dwelling forms (DP-1, DP-2, DP-3) and landlord exposures
  • NFIP update — program reauthorization, Risk Rating 2.0, and private-flood alternatives
  • Wind/hail coverage in Texas — TWIA eligibility, WPI-8 certificates, and coastal underwriting
  • Insurance to value, inflation guard, and ordinance or law — closing the underinsurance gap
  • Roof surfacing endorsements, ACV vs. RCV, and hail-claim depreciation in Texas
Section 3
III. Casualty Coverage Deep Dive (4 hours)
6 lessons
+
  • Personal auto — current TX PAP form, UM/UIM issues, PIP, SR-22
  • Commercial general liability — claims-made vs. occurrence, additional insured endorsements
  • Commercial auto, hired/non-owned, and MCS-90 federal filing
  • Umbrella and excess — personal and commercial
  • Texas workers' compensation — the nonsubscription option, employers' liability, and producer counseling duties
  • The businessowners policy (BOP) — eligibility, structure, and common endorsements for Texas small-commercial risks
Section 4
IV. Claims Handling and Unfair Settlement Practices (3 hours)
5 lessons
+
  • Texas Prompt Payment of Claims Act — 15-15-5 timeline, §542.060 penalties, 2017 weather-claim reform
  • Unfair Claim Settlement Practices Act and DTPA tie-ins
  • First-party bad-faith exposures — Arnold/Giles/Brainard and producer documentation impact
  • The appraisal clause in Texas property claims — invocation, waiver, and what producers should tell insureds
  • Public adjusters, roofing contractors, and claim-assistance restrictions — the Texas rules of the claims ecosystem
Section 5
V. Privacy, Data Security, and Cyber Exposure (2 hours)
3 lessons
+
  • Privacy obligations — GLBA, FCRA, FACTA, and Tex. Bus. & Com. Code Ch. 521
  • Texas Insurance Data Security Act — producer obligations and 72-hour Commissioner notification
  • Cyber liability as a P&C product line — CGL exclusions (Sony decision aftermath), standalone cyber forms
Section 6
VI. Emerging and Specialty Topics (2 hours)
3 lessons
+
  • Rideshare, short-term rental, delivery-driver, and gig-economy coverage gaps
  • EV, autonomous-vehicle, and telematics coverage considerations
  • Home-sharing, home-based business, and mixed-use exposures — matching the risk to the right form
Section 7
VII. Risk Management and Agency Practice (2 hours)
4 lessons
+
  • Producer E&O exposures and documentation discipline
  • Coverage-selection counseling — rejection/selection forms, higher-limit offers, documented insured acknowledgment
  • Certificates of insurance under Tex. Ins. Code Chapter 1811 — what producers may and may not issue
  • Placing risks in the surplus lines market — diligent effort, SLTX stamping, and disclosure duties
Section 8
VIII. Texas-Specific Producer Issues (2 hours)
3 lessons
+
  • TWIA eligibility, WPI-8 certificate timing, and coastal windstorm underwriting
  • TPCIGA, JUA, FAIR Plan, and other Texas residual markets
  • Commercial property valuation and coinsurance — worked examples producers get wrong
Section 9
IX. Producer Ethics and Professional Standards (2 hours)
7 lessons
+
  • Producer as fiduciary — scope of the duty, when it attaches, how it is breached
  • Full and fair disclosure — policy limits, exclusions, rejection/selection forms, higher-limit offers
  • Application accuracy, rebating and inducements, misappropriation of funds
  • Commission sharing — who is allowed to share, written-consent and appointment rules
  • CE compliance, license renewal, and reporting obligations
  • TDI enforcement actions, consent orders, and revocation triggers
  • Ethics case studies — three realistic producer scenarios + cumulative end-of-course inquiry (96th period)

How it works

1

Enroll

One-time payment of $44.99. Secure checkout powered by Stripe.

2

Study on your schedule

Read the lesson library and pass each section quiz to unlock the next section. Your study time is tracked toward the required hours.

3

Earn your credit

Complete the required hours and the end-of-course assessment. Your credit is reported to the state as your enrollment allows.

FAQ

What is this Texas General Lines — Property & Casualty continuing education course?+
This is a state-approved continuing education (CE) course for already-licensed Texas producers, delivered online and self-paced. It earns CE credit hours toward license renewal. It is not exam prep and does not prepare you for the licensing exam.
Is this exam prep?+
No. If you are not licensed yet and need to pass the Texas licensing exam, you want one of our exam prep courses instead. This course is for licensed producers who need CE hours.
How do I complete the course and earn credit?+
Pass each section quiz at 70% or higher to unlock the next section (retake as often as you need), complete the required study hours (the timer runs only while a lesson is open on your screen), then pass the end-of-course assessment. Your certificate follows.
When is my credit reported to Texas?+
CE credit is reported to the state once you complete all required hours and pass the end-of-course assessment.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
How long do I have access to the course?+
You keep access to this course for as long as your enrollment is active. CE credit is reported to the state once you complete all required hours and pass the end-of-course assessment.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.

Ready to start studying?

Enroll once, keep access forever, pass your exam with confidence.

$44.99 · 7-day money-back · Lifetime access