South Carolina Insurance Producer - Property - Exam Prep
South Carolina Property Insurance Producer (InsSC-Prop04), 75 scored questions, 120 minutes, administered by Pearson VUE
South Carolina also publishes a single COMBINED Property and Casualty paper (InsSC-PCSM04), at 130 scored questions, which covers both lines in one sitting. This course prepares you for the Property paper only. If you have booked the combined exam instead, the Property and Casualty course is the one built to it.
What you'll learn
Every section below is aligned with the South Carolina content outline.
Section 1I. Property: Types of Policies6 lessons+
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Property: Insurance Terms and Related Concepts10 lessons+
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Property: Policy Provisions and Contract Law8 lessons+
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Property: South Carolina Laws and Regulations Pertinent to All Lines11 lessons+
- South Carolina Department of Insurance — authority, examinations, orders, penalties
- Producer licensing in South Carolina — types, qualifications, CE, appointment, termination
- Unfair methods of competition and unfair/deceptive acts and practices
- Claims handling — prompt pay, fair settlement practices, notice requirements
- Rating and underwriting practices — prohibited discrimination, credit-based insurance scoring
- South Carolina insurance definitions - domestic, foreign and alien insurers; admitted and nonadmitted; sell, solicit, negotiate
- Maintaining a South Carolina licence - fees, temporary and nonresident licences, continuing education, address changes, expiration and reinstatement
- Appointment and termination of a South Carolina producer's contract
- South Carolina investigations, notice of hearing, penalties and fines, and cease and desist orders
- Reporting and disposition of premiums - fiduciary capacity, commissions and compensation, reporting of actions
- South Carolina insurance fraud and consumer information privacy
Section 5V. Property: South Carolina Laws and Regulations Pertinent to Property Insurance5 lessons+
- Cancellation and nonrenewal of South Carolina property policies
- Regulation of rates in South Carolina
- The South Carolina Property and Casualty Insurance Guaranty Association
- The South Carolina Valued Policy Law
- The South Carolina Wind and Hail Underwriting Association
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official South Carolina exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the South Carolina Property licensing exam?+
Is the South Carolina Property exam separate from the Casualty exam?+
Do I need the Casualty course as well?+
Why not just take the combined Property and Casualty course?+
How much does the South Carolina Property exam cost and who administers it?+
Does South Carolina require state-approved pre-licensing education?+
How many practice questions does this course include?+
Are the practice questions similar to the real South Carolina exam?+
Are the practice questions updated regularly?+
Can I study on my phone?+
Can I fit this course around a full-time job?+
Does the course include AI tutoring?+
How long do I have access to the course?+
What if I fail the real South Carolina exam?+
Can I retake the South Carolina licensing exam if I fail?+
Can I add another license line later?+
Can I get a refund?+
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
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