South Carolina Insurance Producer — Personal Lines — Exam Prep
Personal Lines exam-prep course - South Carolina. Covers personal auto, homeowners, dwelling, personal umbrella. NO commercial lines.
South Carolina Personal Lines Insurance Producer (InsSC-Pers17), 95 scored questions, 120 minutes, administered by Pearson VUE
What you'll learn
Every section below is aligned with the South Carolina content outline.
Section 1I. Types of Policies5 lessons+
- Homeowners Forms: HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms: DP-1, DP-2, DP-3
- Inland Marine: Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages: Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Insurance Terms and Related Concepts10 lessons+
- Insurance Fundamentals: Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril: Risk Management Techniques
- Loss and Valuation: Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence: Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Policy Provisions and Contract Law8 lessons+
- Policy Structure: Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Personal Policies — Auto and Umbrella2 lessons+
- Personal Auto Policy (PAP)
- Umbrella and Excess Liability
Section 5V. Insurance Terms and Related Concepts (Casualty emphasis)8 lessons+
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty: Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence: Casualty Application
- Binders, Warranties, Representations, and Concealment: Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk: Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
Section 6VI. Policy Provisions7 lessons+
- Declarations, Insuring Agreement, Conditions, Exclusions and Limitations, Casualty Forms
- Definition of the Insured; Duties of the Insured After a Loss: Casualty Context
- Cancellation and Nonrenewal Provisions: Casualty Policies
- Supplementary Payments; Proof of Loss; Notice of Claim
- Other Insurance; Subrogation: Casualty Context
- Loss Settlement Provisions Including Consent to Settle a Loss
- Terrorism Risk Insurance Act (TRIA); Liberalization Clause
Section 7VI. South Carolina Insurance Code and Department of Insurance5 lessons+
- South Carolina Department of Insurance: authority, examinations, orders, penalties
- Producer licensing in South Carolina: types, qualifications, CE, appointment, termination
- Unfair methods of competition and unfair/deceptive acts and practices
- Claims handling: prompt pay, fair settlement practices, notice requirements
- Rating and underwriting practices: prohibited discrimination, credit-based insurance scoring
Section 8VII. South Carolina Statutes Pertinent to Property and Casualty5 lessons+
- Cancellation and nonrenewal: homeowners and auto notice requirements
- South Carolina auto insurance: compulsory liability, UM/UIM, financial responsibility, SR-22
- South Carolina Wind and Hail Underwriting Association and residual property
- South Carolina Workers' Compensation: coverage, benefits, WCC
- South Carolina Property and Casualty Insurance Guaranty Association
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official South Carolina exam with confidence. Check the South Carolina Department of Insurance for the exam and application steps.
FAQ
How long is the South Carolina Personal Lines licensing exam?+
Does South Carolina require state-approved pre-licensing education?+
How much does the South Carolina Personal Lines exam cost and who administers it?+
How many practice questions does this course include?+
Are the practice questions similar to the real South Carolina exam?+
Are the practice questions updated regularly?+
Can I study on my phone?+
Can I fit this course around a full-time job?+
Does the course include AI tutoring?+
How long do I have access to the course?+
What if I fail the real South Carolina exam?+
Can I retake the South Carolina licensing exam if I fail?+
Can I add another license line later?+
Can I get a refund?+
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
$49.99 · 7-day money-back · Lifetime access