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South Carolina · 2-course bundle

South Carolina Insurance Producer - Property and Casualty - Exam Prep Bundle

The two single-line South Carolina papers in one purchase. If you are sitting the combined Property and Casualty examination instead, buy that course.

10
Sections
83
Lessons
1500+
Practice questions

What you'll learn

Every section below is aligned with the South Carolina content outline.

South Carolina Insurance Producer - Property - Exam Prep

Section 1
I. Property: Types of Policies
6 lessons
+
  • Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
  • Dwelling Forms — DP-1, DP-2, DP-3
  • Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
  • Inland Marine — Personal Articles Floaters and Commercial Property Floaters
  • National Flood Insurance Program (NFIP)
  • Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2
II. Property: Insurance Terms and Related Concepts
10 lessons
+
  • Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
  • Risk, Hazard, and Peril — Risk Management Techniques
  • Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
  • Proximate Cause, Deductible, Indemnity, and Limits of Liability
  • Coinsurance, Insurance-to-Value, and Occurrence
  • Cancellation, Nonrenewal, Vacancy, and Unoccupancy
  • Liability and Negligence — Elements, Types, and Defenses
  • Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
  • Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
  • Damages and the Fair Credit Reporting Act (FCRA)
Section 3
III. Property: Policy Provisions and Contract Law
8 lessons
+
  • Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
  • Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
  • Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
  • Other-Insurance Provisions and Subrogation
  • Elements of a Contract and Distinctive Characteristics of Insurance Contracts
  • Warranties, Representations, and Concealment in Contract Law
  • Sources of Underwriting Information; FCRA; GLBA Privacy Protection
  • Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4
IV. Property: South Carolina Laws and Regulations Pertinent to All Lines
11 lessons
+
  • South Carolina Department of Insurance — authority, examinations, orders, penalties
  • Producer licensing in South Carolina — types, qualifications, CE, appointment, termination
  • Unfair methods of competition and unfair/deceptive acts and practices
  • Claims handling — prompt pay, fair settlement practices, notice requirements
  • Rating and underwriting practices — prohibited discrimination, credit-based insurance scoring
  • South Carolina insurance definitions - domestic, foreign and alien insurers; admitted and nonadmitted; sell, solicit, negotiate
  • Maintaining a South Carolina licence - fees, temporary and nonresident licences, continuing education, address changes, expiration and reinstatement
  • Appointment and termination of a South Carolina producer's contract
  • South Carolina investigations, notice of hearing, penalties and fines, and cease and desist orders
  • Reporting and disposition of premiums - fiduciary capacity, commissions and compensation, reporting of actions
  • South Carolina insurance fraud and consumer information privacy
Section 5
V. Property: South Carolina Laws and Regulations Pertinent to Property Insurance
5 lessons
+
  • Cancellation and nonrenewal of South Carolina property policies
  • Regulation of rates in South Carolina
  • The South Carolina Property and Casualty Insurance Guaranty Association
  • The South Carolina Valued Policy Law
  • The South Carolina Wind and Hail Underwriting Association

South Carolina Insurance Producer - Casualty - Exam Prep

Section 1
I. Casualty: Types of Policies, Bonds, and Related Terms
9 lessons
+
  • Commercial General Liability (CGL)
  • Personal Auto Policy (PAP)
  • Business Auto, Garage, and Mobile Equipment
  • Workers' Compensation and Employers Liability
  • Commercial Crime
  • Surety and Fidelity Bonds
  • Professional Liability
  • Umbrella and Excess Liability
  • Businessowners Policy (BOP)
Section 2
II. Casualty: Insurance Terms and Related Concepts
8 lessons
+
  • Risk and Hazards in a Casualty Context
  • Indemnity and Insurable Interest Applied to Casualty
  • Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
  • Negligence, Liability, and Occurrence — Casualty Application
  • Binders, Warranties, Representations, and Concealment — Casualty Practice
  • Deposit Premium, Premium Audit, and Certificates of Insurance
  • Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
  • Endorsements, Damages, and FCRA Compliance in Casualty
Section 3
III. Casualty: Policy Provisions
10 lessons
+
  • Declarations and the insuring agreement
  • Conditions, exclusions and limitations
  • Definition of the insured
  • Duties of the insured after a loss
  • Cancellation and nonrenewal provisions
  • Supplementary payments
  • Proof of loss and notice of claim
  • Other insurance and subrogation
  • Loss settlement provisions, including consent to settle a loss
  • The Terrorism Risk Insurance Act
Section 4
IV. Casualty: South Carolina Laws and Regulations Pertinent to All Lines
11 lessons
+
  • South Carolina Department of Insurance — authority, examinations, orders, penalties
  • Producer licensing in South Carolina — types, qualifications, CE, appointment, termination
  • Unfair methods of competition and unfair/deceptive acts and practices
  • Claims handling — prompt pay, fair settlement practices, notice requirements
  • Rating and underwriting practices — prohibited discrimination, credit-based insurance scoring
  • South Carolina insurance definitions - domestic, foreign and alien insurers; admitted and nonadmitted; sell, solicit, negotiate
  • Maintaining a South Carolina licence - fees, temporary and nonresident licences, continuing education, address changes, expiration and reinstatement
  • Appointment and termination of a South Carolina producer's contract
  • South Carolina investigations, notice of hearing, penalties and fines, and cease and desist orders
  • Reporting and disposition of premiums - fiduciary capacity, commissions and compensation, reporting of actions
  • South Carolina insurance fraud and consumer information privacy
Section 5
V. Casualty: South Carolina Laws and Regulations Pertinent to Casualty Insurance
5 lessons
+
  • Cancellation and nonrenewal of South Carolina policies, including private passenger automobile
  • Regulation of rates in South Carolina
  • The South Carolina Property and Casualty Insurance Guaranty Association
  • South Carolina automobile law - UM and UIM, the Motor Vehicle Financial Responsibility Act, the assigned risk plan, deductibles
  • South Carolina Workers' Compensation Law - exclusive remedy, covered employment, covered injuries, occupational disease, benefits, the Uninsured Employers' Fund

How it works

1

Enroll

One-time payment of $79.99. Secure checkout powered by Stripe.

2

Study on your schedule

Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.

3

Pass the real exam

Take the official South Carolina exam with confidence. Check the South Carolina Department of Insurance for the exam and application steps.

FAQ

What is included in the South Carolina Property and Casualty bundle?+
Two complete exam-prep courses, one for each paper: the South Carolina Property examination and the South Carolina Casualty examination. Each is built to its own published content outline and weighted to that paper's printed item counts, with its own lessons, section quizzes and full-length simulator. Lifetime access to both, and the AI tutor works across both.
Is the bundle cheaper than buying the two courses separately?+
Yes. The bundle is $79.99 against $99.98 for the 2 courses bought individually. One payment, and both courses appear in your library immediately.
Should I buy the bundle or the combined Property and Casualty course?+
It depends which examination you are registering for. South Carolina publishes a Property paper, a Casualty paper and a combined Property and Casualty paper. If you are sitting the two single-line papers, this bundle is what you want. If you are sitting the single combined examination, buy the combined course instead: it is built to that paper's outline and this bundle is not.
Does South Carolina require state-approved pre-licensing education?+
Most states let producers study independently for the licensing exam, but roughly 17 states require state-approved pre-licensing education first. Check the South Carolina Department of Insurance for the current rule on your specific line of authority.
How many practice questions does this course include?+
This course includes 1500+ practice questions across section quizzes and a full-length 75-question final exam simulator that mirrors the real South Carolina 2-course bundle exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real South Carolina exam?+
The practice questions are written to mirror the real South Carolina 2-course bundle exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real South Carolina exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again.
Can I retake the South Carolina licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the South Carolina candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.

Ready to start studying?

Enroll once, keep access forever, pass your exam with confidence.

$79.99 · 7-day money-back · Lifetime access