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Oklahoma · Public Adjuster

Oklahoma Public Adjuster — Exam Prep

Before you buy: which examination this covers

Oklahoma's PSI Candidate Information Bulletin, effective 1 July 2026, does not list a public adjuster examination. The adjuster papers it does publish are Property and Casualty (85 scored questions), Casualty, Property, Crop and Hail, and Workers Compensation. This course covers public adjusting practice and Oklahoma claims law, which is the knowledge the role needs, but confirm the current licensing route and any examination requirement with the Oklahoma Insurance Department on (405) 521-3916 before you register for anything.

6
Sections
32
Lessons
550+
Practice questions

What you'll learn

Every section below is aligned with the Oklahoma content outline.

Section 1
I. General Property Insurance Product Knowledge
9 lessons
+
  • Principles and Characteristics of the Insurance Contract
  • Parts of an Insurance Policy
  • Insurable Interest, Indemnity, and Subrogation
  • Valuation — ACV, Replacement Cost, Depreciation, and Coinsurance
  • How Policies Are Interpreted — Ambiguity, Burdens, and Construction Rules
  • Types of Insurers and Types of Adjusters — Who Works for Whom
  • The Claims Process — FNOL, Investigation, Scope, Documentation, and Reserves
  • Estimating Methods — Line-Item, Unit Cost, and Square Foot
  • Claim Negotiation and Settlement Practices
Section 2
II. Property Insurance Policies
11 lessons
+
  • Dwelling Forms — DP-1, DP-2, DP-3
  • Homeowners Forms — HO-2 Through HO-8 and the Coverage A–F Backbone
  • Homeowners Section I — Additional Coverages, Exclusions, Conditions, and Endorsements
  • Condominium Coverage — HO-6, the Master Policy, and Loss Assessment
  • Mobile and Manufactured Home Coverage
  • Commercial Property — the BPP, Causes of Loss, and Business Income
  • The Businessowners Policy (BOP) — Property Side
  • Flood Insurance — the NFIP Standard Flood Insurance Policy and Private Flood
  • Inland Marine — Personal Floaters and Commercial Floaters
  • Ocean Marine and Aviation Coverage
  • Builders Risk, Equipment Breakdown, and Crime Coverages
Section 3
III. Motor Vehicle Physical Damage and Mechanical Breakdown Insurance
3 lessons
+
  • Personal Auto Policy Part D — Coverage for Damage to Your Auto
  • Commercial Auto Physical Damage — Covered Auto Symbols, Section III, and Garagekeepers
  • Total Losses and Salvage Handling
Section 4
IV. Oklahoma Residual Markets
1 lesson
+
  • Oklahoma's Residual Market and the Property & Casualty Insurance Guaranty Association
Section 5
V. Oklahoma Claims Law
2 lessons
+
  • Oklahoma's Unfair Claims Settlement Practices, Claim-Response Deadlines, and the Hail/Wind Roof Rule
  • The 2025 Assignment-of-Benefits Ban and the Public Adjuster's Lane
Section 6
VI. Oklahoma Laws and Regulations Pertinent to Public Adjusters
6 lessons
+
  • Becoming an Oklahoma Public Adjuster — the License Path and the General Adjuster Exam
  • The $25,000 Bond and Financial Responsibility — 36 O.S. § 6214
  • The Public Adjuster Contract, Fees, and the 3-Business-Day Rescission — §§ 6216.2, 6223, 6224
  • Solicitation Restrictions — 36 O.S. § 6223(H)
  • Records, Escrow, Duties, and Prohibited Conduct — 36 O.S. § 6223
  • Continuing Education, License Maintenance, Fees, and Discipline — §§ 6217, 6212, 6220

How it works

1

Enroll

One-time payment of $49.99. Secure checkout powered by Stripe.

2

Study on your schedule

Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.

3

Pass the real exam

Take the official Oklahoma exam with confidence. Most students finish the course in 2-4 weeks of casual study.

FAQ

Which Oklahoma examination does this course prepare me for?+
Oklahoma's PSI Candidate Information Bulletin, effective 1 July 2026, does not list a public adjuster examination. The adjuster papers it does publish are Property and Casualty (85 scored questions), Casualty, Property, Crop and Hail, and Workers Compensation. This course covers public adjusting practice and Oklahoma claims law, which is the knowledge the role needs, but confirm the current licensing route and any examination requirement with the Oklahoma Insurance Department on (405) 521-3916 before you register for anything.
How long is the Oklahoma Public Adjuster licensing exam?+
This course's full-length practice exam runs 100 questions to match the paper's length. Oklahoma publishes the authoritative item count, time limit and pass mark in its candidate handbook; check there before you register.
Does Oklahoma require state-approved pre-licensing education?+
Oklahoma does not require state-approved pre-licensing education for this line. You can study independently with this course and sit for the exam directly -- no separate PLE certificate is required.
How many practice questions does this course include?+
This course includes 550+ practice questions across section quizzes and a full-length 100-question final exam simulator that mirrors the real Oklahoma Public Adjuster exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Oklahoma exam?+
The practice questions are written to mirror the real Oklahoma Public Adjuster exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Oklahoma exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again. Most students who fail on the first attempt pass on the second after a focused review of the weakest section.
Can I retake the Oklahoma licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Oklahoma candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.

Ready to start studying?

Enroll once, keep access forever, pass your exam with confidence.

$49.99 · 7-day money-back · Lifetime access