Oklahoma Insurance Producer - Property - Exam Prep
Producer - Property, 75 scored questions, 120 minutes, administered by PSI
Oklahoma also publishes a single COMBINED Property and Casualty paper, at 150 scored questions, which covers both lines in one sitting. This course prepares you for the Property paper only. If you have booked the combined exam instead, the Property and Casualty course is the one built to it.
What you'll learn
Every section below is aligned with the Oklahoma content outline.
Section 1I. Property: Types of Policies6 lessons+
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Property: Insurance Terms and Related Concepts10 lessons+
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Property: Policy Provisions and Contract Law8 lessons+
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Property: Oklahoma Producer Licensing5 lessons+
- Oklahoma Producer Licensing - Purpose, Lines of Authority, and Types of Licensees
- Oklahoma Producer Licensing - Qualifications, Examination, and the Application Process
- Oklahoma Licence Maintenance - Term, Renewal, Fees, Change of Address, Continuing Education
- Oklahoma Appointment Procedures and Termination of Appointment
- Oklahoma Disciplinary Actions - Grounds, Civil Fines, Criminal Offences, Records
Section 5V. Property: Oklahoma Insurance Statutes, Rules, and Regulations10 lessons+
- The Oklahoma Insurance Commissioner - General Duties, Powers, Examinations, and Records
- Oklahoma Insurers - Domestic, Foreign, and Alien; Stock and Mutual; Surplus Lines
- Oklahoma Unfair Practices and Frauds - Section 1204, Rebating, Inducements, Defamation, Twisting
- The Oklahoma Unfair Claims Settlement Practices Act - Sections 1250.2 to 1250.14
- Oklahoma Proof of Loss, the 60-Day Settlement Offer, Interest and Attorney Fees
- Oklahoma Cancellation and Nonrenewal, and the 90-Day Binder
- The Oklahoma Property and Casualty Insurance Guaranty Association - Scope and Caps
- Oklahoma Consumer Information - Credit Information, Privacy Protection, Electronic Delivery
- Oklahoma State-Specific Definitions
- Federal Regulation Inside the Oklahoma Area - FCRA, and 18 U.S.C. 1033 and 1034
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official Oklahoma exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the Oklahoma Property licensing exam?+
Is the Oklahoma Property exam separate from the Casualty exam?+
Do I need the Casualty course as well?+
Why not just take the combined Property and Casualty course?+
How much does the Oklahoma Property exam cost and who administers it?+
Does Oklahoma require state-approved pre-licensing education?+
How many practice questions does this course include?+
Are the practice questions similar to the real Oklahoma exam?+
Are the practice questions updated regularly?+
Can I study on my phone?+
Can I fit this course around a full-time job?+
Does the course include AI tutoring?+
How long do I have access to the course?+
What if I fail the real Oklahoma exam?+
Can I retake the Oklahoma licensing exam if I fail?+
Can I add another license line later?+
Can I get a refund?+
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
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