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Oklahoma · Casualty

Oklahoma Insurance Producer - Casualty - Exam Prep

The examination this course is built to

Producer - Casualty, 75 scored questions, 120 minutes, administered by PSI

Oklahoma also publishes a single COMBINED Property and Casualty paper, at 150 scored questions, which covers both lines in one sitting. This course prepares you for the Casualty paper only. If you have booked the combined exam instead, the Property and Casualty course is the one built to it.

6
Sections
44
Lessons
500+
Practice questions
70%
Passing score

What you'll learn

Every section below is aligned with the Oklahoma content outline.

Section 1
I. Casualty: Types of Policies, Bonds, and Workers Compensation
9 lessons
+
  • Commercial General Liability (CGL)
  • Personal Auto Policy (PAP)
  • Business Auto, Garage, and Mobile Equipment
  • Workers' Compensation and Employers Liability
  • Commercial Crime
  • Surety and Fidelity Bonds
  • Professional Liability
  • Umbrella and Excess Liability
  • Businessowners Policy (BOP)
Section 2
II. Casualty: Insurance Terms and Related Concepts
8 lessons
+
  • Risk and Hazards in a Casualty Context
  • Indemnity and Insurable Interest Applied to Casualty
  • Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
  • Negligence, Liability, and Occurrence — Casualty Application
  • Binders, Warranties, Representations, and Concealment — Casualty Practice
  • Deposit Premium, Premium Audit, and Certificates of Insurance
  • Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
  • Endorsements, Damages, and FCRA Compliance in Casualty
Section 3
III. Casualty: Policy Provisions and Contract Law
7 lessons
+
  • The Four Parts of a Casualty Policy - Declarations, Insuring Agreement, Conditions, Exclusions
  • Definition of the Insured - Named, Additional, and Persons Insured by Status
  • Duties of the Insured, and Duties of the Insured After a Loss
  • Cancellation and Nonrenewal Provisions in the Policy
  • Proof of Loss, Notice of Claim, and the Obligations of the Insurer
  • Other Insurance Provisions, Subrogation, and Salvage
  • The Claims-Made Form, Limitations, Endorsements, and the Elements of a Contract
Section 4
IV. Casualty: Oklahoma Producer Licensing
5 lessons
+
  • Oklahoma Producer Licensing - Purpose, Lines of Authority, and Types of Licensees
  • Oklahoma Producer Licensing - Qualifications, Examination, and the Application Process
  • Oklahoma Licence Maintenance - Term, Renewal, Fees, Change of Address, Continuing Education
  • Oklahoma Appointment Procedures and Termination of Appointment
  • Oklahoma Disciplinary Actions - Grounds, Civil Fines, Criminal Offences, Records
Section 5
V. Casualty: Oklahoma Insurance Statutes, Rules, and Regulations
10 lessons
+
  • The Oklahoma Insurance Commissioner - General Duties, Powers, Examinations, and Records
  • Oklahoma Insurers - Domestic, Foreign, and Alien; Stock and Mutual; Surplus Lines
  • Oklahoma Unfair Practices and Frauds - Section 1204, Rebating, Inducements, Defamation, Twisting
  • The Oklahoma Unfair Claims Settlement Practices Act - Sections 1250.2 to 1250.14
  • Oklahoma Proof of Loss, the 60-Day Settlement Offer, Interest and Attorney Fees
  • Oklahoma Cancellation and Nonrenewal, and the 90-Day Binder
  • The Oklahoma Property and Casualty Insurance Guaranty Association - Scope and Caps
  • Oklahoma Consumer Information - Credit Information, Privacy Protection, Electronic Delivery
  • Oklahoma State-Specific Definitions
  • Federal Regulation Inside the Oklahoma Area - FCRA, and 18 U.S.C. 1033 and 1034
Section 6
VI. Casualty: Oklahoma Automobile Insurance Laws and Workers' Compensation
5 lessons
+
  • Oklahoma Required Minimum Limits of Liability and Financial Responsibility
  • Oklahoma Uninsured and Underinsured Motorist Coverage - Section 3636
  • Oklahoma Automobile Cancellation and Nonrenewal - Sections 940, 941, 943, 1241.2, 3635.1 and OAC 365:15-1-14
  • Oklahoma Automobile Insurance Plans - The Assigned Risk Plan under Section 996.1
  • Oklahoma Workers' Compensation - Who Is an Employee, Exclusive Remedy, and the Employer's Duties

How it works

1

Enroll

One-time payment of $49.99. Secure checkout powered by Stripe.

2

Study on your schedule

Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.

3

Pass the real exam

Take the official Oklahoma exam with confidence. Most students finish the course in 2-4 weeks of casual study.

FAQ

How long is the Oklahoma Casualty licensing exam?+
Oklahoma administers this as the Producer - Casualty, through PSI. It carries 75 scored questions with a 120-minute time limit. The published passing score is 70%. The exam fee is $38.
Is the Oklahoma Casualty exam separate from the Property exam?+
Yes. Oklahoma publishes them as separate examinations with their own content outlines and their own item counts, and you register for each one separately. This course prepares for the Casualty paper only. If you want both lines of authority you sit both papers, and the two-course bundle covers them together. If you would rather sit a single combined Property and Casualty examination, Oklahoma publishes one of those as well and there is a separate course for it.
Do I need the Property course as well?+
Only if you want that line of authority. An insurance license is issued per line, so passing the Oklahoma Casualty exam licenses you for casualty business and nothing else. Many producers start with one line and add the other later, which is why the courses are sold separately; the bundle exists for candidates who already know they want both.
Why not just take the combined Property and Casualty course?+
Because you would be studying material your exam does not test. The Casualty paper has its own published content outline, and this course is built to that outline and weighted to its printed item counts rather than to a combined blueprint. If the combined examination is the one you are registering for, that course is the right one and it is still available.
How much does the Oklahoma Casualty exam cost and who administers it?+
Oklahoma contracts the examination to PSI, and you register and pay through them rather than through this course. The published exam fee is $38 per attempt. You are allotted 120 minutes. Fingerprinting, the licence application fee and any state pre-licensing requirement are separate from the exam fee; the Oklahoma Department of Insurance publishes the current schedule.
Does Oklahoma require state-approved pre-licensing education?+
Oklahoma does not require state-approved pre-licensing education for this line. You can study independently with this course and sit for the exam directly -- no separate PLE certificate is required.
How many practice questions does this course include?+
This course includes 500+ practice questions across section quizzes and a full-length 75-question final exam simulator that mirrors the real Oklahoma Casualty exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Oklahoma exam?+
The practice questions are written to mirror the real Oklahoma Casualty exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Oklahoma exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again. Most students who fail on the first attempt pass on the second after a focused review of the weakest section.
Can I retake the Oklahoma licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Oklahoma candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.

Ready to start studying?

Enroll once, keep access forever, pass your exam with confidence.

$49.99 · 7-day money-back · Lifetime access