Montana · Casualty
Montana Insurance Producer - Casualty - Exam Prep
The examination this course is built to
Casualty, 87 scored questions, 135 minutes, administered by Pearson VUE
6
Sections
43
Lessons
500+
Practice questions
135 min
Exam time limit
What you'll learn
Every section below is aligned with the Montana content outline.
Section 1I. Casualty: Types of Policies, Bonds, and Related Terms9 lessons+
I. Casualty: Types of Policies, Bonds, and Related Terms
9 lessons
- Commercial General Liability (CGL)
- Personal Auto Policy (PAP)
- Business Auto, Garage, and Mobile Equipment
- Workers' Compensation and Employers Liability
- Commercial Crime
- Surety and Fidelity Bonds
- Professional Liability
- Umbrella and Excess Liability
- Businessowners Policy (BOP)
Section 2II. Casualty: Insurance Terms and Related Concepts8 lessons+
II. Casualty: Insurance Terms and Related Concepts
8 lessons
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence — Casualty Application
- Binders, Warranties, Representations, and Concealment — Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
Section 3III. Casualty: Policy Provisions6 lessons+
III. Casualty: Policy Provisions
6 lessons
- Casualty Policy Structure - Declarations, Insuring Agreement, Conditions, Exclusions and Limitations
- Definition of the Insured and Duties of the Insured After a Loss
- Cancellation and Nonrenewal Provisions in Casualty Forms
- Supplementary Payments, Proof of Loss, and Notice of Claim
- Other Insurance and Subrogation in Casualty Forms
- Loss Settlement Provisions, Consent to Settle, and the Terrorism Risk Insurance Act
Section 4IV. Montana Statutes and Rules Common to All Lines of Insurance10 lessons+
IV. Montana Statutes and Rules Common to All Lines of Insurance
10 lessons
- The Montana Commissioner of Securities and Insurance - Powers, Examinations, Cease and Desist, Penalties
- Montana General Definitions - Domestic and Foreign and Alien, Insurance Transactions, Certificate of Authority, Fraternals
- Montana Licensing - Definitions, Resident and Nonresident, Eligibility, Temporary Licences
- Montana Special Licence Classes - Consultant, Administrator, Surplus Lines Producer, Adjuster, Premium Finance
- Montana Continuing Education, Appointment and Termination, and Suspension and Revocation
- Montana Unfair Trade Practices - The Eight Named Practices
- Montana Licensee Responsibilities - Fiduciary Capacity, Commission Sharing, Place of Business and Records, the Principal Producer Relationship
- Montana Rate and Form Regulation
- The Montana Insurance Guaranty Association
- The Montana Insurance Information and Privacy Protection Act, Basic Contract Language, and the Insurance Fraud Prevention Act
Section 5V. Montana Statutes and Rules Common to Property and Casualty Insurance Only3 lessons+
V. Montana Statutes and Rules Common to Property and Casualty Insurance Only
3 lessons
- Montana Cancellation and Nonrenewal - the Ten Day Rule, the Forty Five Day Rule, and Renewal on Less Favourable Terms
- Montana Surplus Lines Insurance
- The Montana Use of Credit Information in Personal Insurance Act
Section 6VI. Montana Statutes and Rules Pertinent to Casualty Insurance Only7 lessons+
VI. Montana Statutes and Rules Pertinent to Casualty Insurance Only
7 lessons
- Montana Casualty Insurance Defined
- Montana Automobile Insurance and Financial Responsibility - the 25/50/20 Minimum and Uninsured Motorists
- The Montana Mature Defensive Driving Act, Comparative Negligence, and the Good Driver Discount
- Montana Auto Cancellation and Nonrenewal, and Prohibited Discrimination in Auto Rating
- The Montana Assigned Risk Automobile Insurance Plan
- Montana Workers Compensation - Plans 1, 2 and 3, and Claims and Benefits
- Montana Professional Liability Insurance
How it works
1
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
2
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
3
Pass the real exam
Take the official Montana exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the Montana Casualty licensing exam?+
Montana administers this as the Casualty, through Pearson VUE. It carries 87 scored questions with a 135-minute time limit. Montana does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere. The exam fee is $65.
Is the Montana Casualty exam separate from the Property exam?+
Yes. Montana publishes them as separate examinations with their own content outlines and their own item counts, and you register for each one separately. This course prepares for the Casualty paper only. If you want both lines of authority you sit both papers, and the two-course bundle covers them together. If you would rather sit a single combined Property and Casualty examination, Montana publishes one of those as well and there is a separate course for it.
Do I need the Property course as well?+
Only if you want that line of authority. An insurance license is issued per line, so passing the Montana Casualty exam licenses you for casualty business and nothing else. Many producers start with one line and add the other later, which is why the courses are sold separately; the bundle exists for candidates who already know they want both.
Why not just take the combined Property and Casualty course?+
Because you would be studying material your exam does not test. The Casualty paper has its own published content outline, and this course is built to that outline and weighted to its printed item counts rather than to a combined blueprint. If the combined examination is the one you are registering for, that course is the right one and it is still available.
How much does the Montana Casualty exam cost and who administers it?+
Montana contracts the examination to Pearson VUE, and you register and pay through them rather than through this course. The published exam fee is $65 per attempt. You are allotted 135 minutes. Fingerprinting, the licence application fee and any state pre-licensing requirement are separate from the exam fee; the Montana Department of Insurance publishes the current schedule.
Does Montana require state-approved pre-licensing education?+
Montana does not require state-approved pre-licensing education for this line. You can study independently with this course and sit for the exam directly -- no separate PLE certificate is required.
How many practice questions does this course include?+
This course includes 500+ practice questions across section quizzes and a full-length 87-question final exam simulator that mirrors the real Montana Casualty exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Montana exam?+
The practice questions are written to mirror the real Montana Casualty exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Montana exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again. Most students who fail on the first attempt pass on the second after a focused review of the weakest section.
Can I retake the Montana licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Montana candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.
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