Colorado · Personal Lines
Colorado Homeowners CE — Coverage Mastery (3 Hours)
This course is approved by the Colorado Division of Insurance for Continuing Education Credit — 3 credit hours. Course #67674, Provider #237818 (Elite Online Training Academy LLC). Cost is shown above; see our cancellation and refund policy.
4
Sections
13
Lessons
50+
Quiz questions
What you'll learn
Every section below counts toward your Colorado continuing education hours.
Section 1I. Colorado Homeowners Market Foundations (45 minutes)2 lessons+
I. Colorado Homeowners Market Foundations (45 minutes)
2 lessons
- Colorado property risk landscape — wildfire, hail, snow load, and the wildland-urban interface
- Colorado-specific HO forms and endorsements — HO-3, HO-5, HO-6, HO-8, and the CO endorsement set
Section 2II. Coverage Deep Dive — Coverages A through F (60 minutes)5 lessons+
II. Coverage Deep Dive — Coverages A through F (60 minutes)
5 lessons
- Coverage A — Dwelling — RCV, ACV, ITV, inflation guard, and extended replacement cost
- Coverage B — Other Structures — detached garages, sheds, fences, and mountain-property outbuildings
- Coverage C — Personal Property — named perils, special limits, and scheduled property
- Coverage D — Loss of Use / ALE — triggers, civil-authority orders, and mountain second-home complexities
- Coverage E and F — Personal Liability and Medical Payments to Others
Section 3III. Colorado-Specific Coverage Issues (45 minutes)3 lessons+
III. Colorado-Specific Coverage Issues (45 minutes)
3 lessons
- Wildfire claims — defense costs, debris removal, smoke damage, and ALE under catastrophic-event statutes
- Hail claims — cosmetic vs. functional damage, age-of-roof endorsements, matching, and recoverable depreciation
- Mortgage clause, loss payable, and the Colorado Standard Fire Policy framework
Section 4IV. Claim Handling and Producer Ethics in Homeowners (30 minutes)3 lessons+
IV. Claim Handling and Producer Ethics in Homeowners (30 minutes)
3 lessons
- Colorado claim-handling timelines under C.R.S. § 10-3-1104(1)(h) and 3 CCR 702-5-1-14
- Producer duties — full disclosure, ITV counseling, and documenting client coverage decisions
- ETHICS — bad-faith claim handling under C.R.S. §§ 10-3-1115 and 10-3-1116 and the producer's documentary role
How it works
1
Enroll
One-time payment of $14.99. Secure checkout powered by Stripe.
2
Study on your schedule
Read the lesson library and pass each section quiz to unlock the next section. Your study time is tracked toward the required hours.
3
Earn your credit
Complete the required hours and the end-of-course assessment. Your credit is reported to the state as your enrollment allows.
FAQ
What is this Colorado Personal Lines continuing education course?+
This is a state-approved continuing education (CE) course for already-licensed Colorado producers, delivered online and self-paced. It earns CE credit hours toward license renewal. It is not exam prep and does not prepare you for the licensing exam.
Is this exam prep?+
No. If you are not licensed yet and need to pass the Colorado licensing exam, you want one of our exam prep courses instead. This course is for licensed producers who need CE hours.
How do I complete the course and earn credit?+
Pass each section quiz at 70% or higher to unlock the next section (retake as often as you need), complete the required study hours (the timer runs only while a lesson is open on your screen), then pass the end-of-course assessment. Your certificate follows.
When is my credit reported to Colorado?+
CE credit is reported to the state once you complete all required hours and pass the end-of-course assessment.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
How long do I have access to the course?+
You keep access to this course for as long as your enrollment is active. CE credit is reported to the state once you complete all required hours and pass the end-of-course assessment.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.
Ready to start studying?
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