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How to Get Your Nevada Insurance License in 2026

A complete step-by-step guide to becoming a licensed insurance producer in Nevada. Good news up front: Nevada does not require pre-licensing education — the whole process is exam prep, a Pearson VUE exam, a Sircon or NIPR application, and a fingerprint background check.

Quick summaryTotal time: 4–7 weeks. Total cost: roughly $330–$365 all-in. No pre-licensing education required — but remember Nevada's quirk: you apply first, then get fingerprinted.

Nevada insurance license — quick facts

State regulatorNevada Division of Insurance
Exam vendorPearson VUE (test centers + OnVUE online proctoring)
Pre-licensing educationNot required (optional prep only)
Exam fee$47 per attempt for combo exams (P&C, Life & Health); $37 single line
P&C exam format141 scored + 15 pretest questions, 3 hrs 35 min, scaled score of 70 to pass
License application fee$185 via Sircon or NIPR (+$50 to add a line later)
FingerprintingRequired — apply first, then LiveScan at an approved vendor (~$50–$75)
License term3 years; renew through Sircon ($185 renewal fee)
CE requirement30 hours per 3-year term, incl. 3 hours ethics

The six steps

  1. 1

    Skip pre-licensing education — Nevada doesn't require it

    The Nevada Division of Insurance does not mandate pre-licensing education for resident producers. Prelicensing courses are strictly optional, which means you can go straight to focused exam prep. Our $49.99 Nevada course gets you exam-ready in 2-4 weeks.

  2. 2

    Schedule your Pearson VUE exam

    Nevada contracts with Pearson VUE for insurance license exams. Register at pearsonvue.com (Nevada insurance), choose a test center or the OnVUE online-proctored option, and pay the exam fee at reservation: $47 for a combo exam like Property & Casualty ($37 for a single line). Your passing result stays valid for one year, so don't test until you're ready to apply.

  3. 3

    Pass the exam with a scaled score of 70

    The Nevada Property & Casualty combined exam has 141 scored questions plus 15 unscored pretest questions — 156 total — with a 3-hour-35-minute time limit. Nevada reports a scaled score (0-100), and NAC 683A.270 sets the cut at 70. Pearson VUE transmits results to the Division of Insurance electronically.

  4. 4

    Submit your application through Sircon or NIPR

    The Division directs resident producers to apply electronically through Sircon (NIPR works too). The state licensing fee is $185 per application, plus a small vendor transaction fee. Attach the completed Fingerprint Background Waiver to your application — without it, the Division can't review your background report or approve your license. Adding a line of authority later costs $50.

  5. 5

    Get fingerprinted after you apply — not before

    Nevada's order of operations trips people up: FBI rules mean you must submit the license application first, then get fingerprinted. After you apply, Sircon or NIPR emails you a confirmation containing a link to the Fingerprint Authorization Form. Since August 1, 2025 you must bring that form to an approved Nevada fingerprint vendor — you cannot be fingerprinted without it, and the vendor cannot supply it for you. Have your LiveScan prints taken (budget roughly $50-$75; vendors set their own prices), then upload the completed form to your Sircon application or the NIPR Attachment Warehouse. The Department of Public Safety background report takes about 3 weeks.

  6. 6

    Get appointed by an insurance carrier

    Nevada law requires every producer to be appointed by an insurance company before transacting business — a license alone doesn't authorize you to sell. The carrier files the appointment with the Division; if you're joining an agency, they'll typically handle this on day one.

What's on the Nevada P&C exam

The Nevada Property & Casualty combined exam has 141 scored questions plus 15 unscored pretest questions, a 3-hour-35-minute time limit, and a scaled passing score of 70 (NAC 683A.270). It covers the standard NAIC framework plus Nevada-specific statutes from Title 57 of the NRS. Scored-question counts from the official Pearson VUE content outlines:

  • Property — general knowledge (50 questions): types of policies (22), insurance terms and concepts (15), policy provisions and contract law (13)
  • Casualty — general knowledge (50 questions): types of policies, bonds, and related terms (23), insurance terms and concepts (15), policy provisions (12)
  • Nevada-specific law (41 questions): statutes common to all lines (20), statutes common to P&C (10), casualty-only including auto financial responsibility (9), property-only (2)

Nearly a third of the exam is Nevada law — commissioner powers, licensing rules, unfair practices, and the auto financial-responsibility statutes in NRS 485 and 690B. Drill those alongside the national material. Try our free Nevada practice exam to see where you stand before booking with Pearson VUE.

Nevada auto insurance: higher minimums than most Western states

Nevada's mandatory auto liability minimums are 25/50/20 — $25,000 per person and $50,000 per accident for bodily injury, $20,000 for property damage (NRS 485.185, raised effective July 1, 2018) — among the highest in the Western U.S. The exam's casualty-law section leans on this: expect questions on required limits, proof of financial responsibility, and the uninsured/underinsured motorist coverage that NRS 687B.145 and 690B.020 require insurers to offer. Producers selling personal auto in Nevada should be fluent in all of it.

CE requirements after licensing

Nevada producer licenses run on a 3-year term. Before each expiration you must complete 30 hours of Division-approved continuing education, including 3 hours of ethics, then submit the renewal application and $185 renewal fee through Sircon. Renew before the expiration date to avoid late penalties, and if the license lapses you must reinstate it through the Division. Some licensees qualify for a CE exemption under NAC 683A.330.

Cost breakdown

  • Exam-prep course: $49.99 with Elite Training Academy
  • Pearson VUE exam fee: $47 per attempt for the P&C combo ($37 single line)
  • LiveScan fingerprinting: roughly $50–$75 (approved vendors set their own prices; the state's hard-card processing fee is $39 if you must use ink prints)
  • Nevada license application: $185 through Sircon or NIPR, plus a small vendor transaction fee
  • Triennial renewal: $185 + CE course costs ($30–$200 depending on provider)

All-in, plan on roughly $330–$365 to go from zero to licensed. The $185 application fee makes Nevada pricier than states like Virginia, but skipping a mandatory pre-licensing course still keeps the total well under a four-figure career investment.

Ready to start studying?

Start your Nevada insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course — Property & Casualty, Personal Lines, and Life Agent courses are all available.

See Nevada exam prep courses →

Free quiz, no signup

Would you pass the Nevada Property & Casualty exam today?

10 questions from our Nevada Property & Casualty question bank, graded instantly. Want the longer version? Take the 20-question practice exam.

  1. 1. The Commercial General Liability (CGL) Coverage A provides coverage for:

  2. 2. The homeowners Section II medical payments to others coverage (Coverage F) pays medical expenses for injuries to whom?

  3. 3. Under a standard ISO homeowners policy, what is the default limit for Coverage B — Other Structures, expressed as a percentage of Coverage A?

  4. 4. Which coverage part of the standard CGL responds to BODILY INJURY and PROPERTY DAMAGE arising out of premises, operations, and products?

  5. 5. For property and casualty risks, Nevada's unfair discrimination prohibition bars refusing to insure a person solely because of the person's:

  6. 6. A crime policy's definition of 'money' typically includes:

  7. 7. An HO-3 insured has $400,000 Coverage A. Without endorsement, what is the default Coverage D (loss of use) limit?

  8. 8. The Gramm-Leach-Bliley Act (GLBA) primarily requires financial institutions (including insurers) to:

  9. 9. A personal auto policy's 'policy territory' generally covers:

  10. 10. Which type of entity is NOT a permissible 'named insured' type on a CGL?

Nevada licensing requirements at a glance

Quoted from NIPR, "Nevada resident licensing requirements, individual", read 2026-09-16. Confirm with the Nevada Division of Insurance before you apply.

State examResident Producer exams are required for Life, Health, Casualty, Property, Personal Lines and Bail. Public Adjuster sits the Adjuster Property and Casualty exam, Independent Adjuster and Staff Adjuster the Adjuster Workers Compensation exam, and Company Adjuster both. A Resident Motor Club Agent either takes the motor club exam or is appointed by an authorised company.
Background checkFrom 26 January 2026 the Nevada Division of Insurance requires resident individual applicants to put a Sircon Confirmation ID or NIPR Transaction Number on the Fingerprint Authorization Form. It applies to Insurance Producer, Public Adjuster, Independent Adjuster, Staff Adjuster and Company Adjuster applicants.
How to applyApply electronically through NIPR's Resident License application.
Application feeResident Producer / Producer Firm: $185Resident Motor Club Agent: $138

Source: Nevada resident licensing requirements, individual (NIPR, read 2026-09-16).

Nevada insurance exams: published facts

  • LifeLife (01): 80 scored questions, 120 minutes, administered by Pearson VUE, $37 exam fee. Nevada does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
  • Property & CasualtyProperty & Casualty Combined (06): 141 scored questions, 215 minutes, administered by Pearson VUE, $47 exam fee. Nevada does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
  • Personal LinesPersonal Lines (Noncommercial Property & Casualty) (55): 100 scored questions, 135 minutes, administered by Pearson VUE, $37 exam fee. Nevada does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.

What the Nevada Property and Casualty Producer (exam 06) covers

Section weights from Pearson VUE publication #122903, effective 2024-10-01.

I. Types of Policies15.603% (22 of 141)
II. Insurance Terms and Related Concepts10.638% (15 of 141)
III. Policy Provisions and Contract Law17.73% (25 of 141)
IV. Types of Policies, Bonds, and Related Terms16.312% (23 of 141)
V. Insurance Terms and Related Concepts (Casualty emphasis)10.638% (15 of 141)
VI. Nevada Insurance Code and Division of Insurance14.184% (20 of 141)
VII. Nevada Statutes Pertinent to Property and Casualty14.894% (21 of 141)

Everything for Nevada in one place

Frequently asked questions

Does Nevada require pre-licensing education for an insurance license?

No. The Nevada Division of Insurance does not require pre-licensing education for resident producer licenses — optional prep courses are listed on Sircon, but nothing is mandated. You must pass the Pearson VUE exam for your line(s) of authority within one year before applying. A structured exam-prep course is strongly recommended, just not legally required.

How many questions is the Nevada property and casualty exam?

The Nevada Property & Casualty combined exam has 141 scored questions plus 15 unscored pretest questions — 156 total — with a time limit of 3 hours 35 minutes. It breaks down as 50 scored property questions, 50 scored casualty questions, and 41 scored Nevada-specific law questions. Single-line exams are shorter — the Property exam runs 2 hours and the Casualty exam 2 hours 15 minutes.

What score do you need to pass the Nevada insurance exam?

A scaled score of 70, set by NAC 683A.270. Nevada converts your raw score to a 0-100 scale, so a 70 is not literally 70% of questions — it's the scaled passing standard the Division of Insurance has fixed for all producer exams. Pearson VUE shows your result at the test center and reports it to the state electronically.

How much does it cost to get an insurance license in Nevada?

Plan on roughly $330-$365 all-in: $49.99 for exam prep, $47 for the Pearson VUE P&C combo exam ($37 for a single line), $185 for the state license application through Sircon or NIPR, and about $50-$75 for LiveScan fingerprinting (vendors set their own prices), plus small vendor transaction fees. Nevada's $185 application fee is the biggest line item.

Does Nevada require fingerprinting for an insurance license?

Yes — all new resident producer applicants must complete a fingerprint-based FBI background check. The sequence matters: apply for the license first, then take the Fingerprint Authorization Form (linked in your Sircon or NIPR confirmation email) to an approved Nevada fingerprint vendor — you cannot be fingerprinted without it. Fingerprints are valid for one year, and the background report takes about 3 weeks to process.

How long does it take to get a Nevada insurance license?

Typically 4-7 weeks: 2-4 weeks of exam prep, a few days to schedule and pass the Pearson VUE exam, then the application and fingerprint background check — the Department of Public Safety currently takes about 3 weeks to return background reports, which is usually the longest wait after you've passed.

Can I take the Nevada insurance exam online?

Yes. Pearson VUE offers Nevada insurance exams both at physical test centers and through OnVUE, its online-proctored option, so you can test from home with a webcam and a quiet room. The fee, question count, and scaled passing score of 70 are the same either way.

What are Nevada's continuing education requirements?

Resident producers must complete 30 hours of approved CE during each license term, including 3 hours of ethics, before the license expires. Nevada producer licenses renew every 3 years through Sircon with a $185 renewal fee. Certain licensees may qualify for an exemption under NAC 683A.330.

Related guides

Sources cited

This guide is based on Nevada Division of Insurance, Pearson VUE, and NIPR published procedures current as of 2026. Fees and procedures change — always verify current requirements at doi.nv.gov before relying on any specific number.