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How to Get Your Nebraska Insurance License in 2026

A complete step-by-step guide to becoming a licensed insurance producer in Nebraska. Good news up front: Nebraska does not require pre-licensing education, does not require fingerprinting, and lets you retake the exam with no waiting period — making it one of the fastest, cheapest states to get licensed in.

Quick summaryTotal time: 3–5 weeks. Total cost: roughly $150–$160 all-in. No pre-licensing education, no fingerprinting — pass the PSI exam, file a $50 NIPR application, and you're licensed.

Nebraska insurance license — quick facts

State regulatorNebraska Department of Insurance
Exam vendorPSI Services LLC (test centers + remote proctoring)
Pre-licensing educationNot required
Exam fee (resident)$47 combined P&C or L&H exam; $43 single-line exams
P&C exam format150 scored + 5 unscored questions, 2.5 hours, 70% (105 correct) to pass
License application fee$50 flat (all lines of authority except surplus lines) via NIPR
FingerprintingNot required — background questions on the application only
License term2 years — expires last day of birth month in year your age is divisible by two; renewal $50
CE requirement24 hrs per biennium (21 hrs + 3 hrs ethics); first renewal exempt

The six steps

  1. 1

    Skip pre-licensing education — Nebraska doesn't require it

    The Nebraska Department of Insurance states it plainly in its first-time licensee checklist: no pre-licensing education is required, and the DOI doesn't approve or endorse any providers. You can register for the exam as soon as you feel ready. Our $49.99 Nebraska course gets you exam-ready in 2-4 weeks with 500+ practice questions.

  2. 2

    Schedule your PSI exam

    Nebraska contracts with PSI Services LLC for insurance license exams — not Prometric or Pearson VUE. Register at test-takers.psiexams.com/neins, pick a test center (12 locations across Omaha, Lincoln, Norfolk, Grand Island, North Platte, Sidney, and Scottsbluff — or any PSI center nationwide) or choose remote online proctoring, and pay the exam fee: $47 for the combined Property & Casualty exam, $43 for single-line exams.

  3. 3

    Pass the exam at 70%

    The Nebraska Property & Casualty exam (Series 13-04) has 150 scored questions plus 5 unscored experimental items, a 2.5-hour time limit, and requires 105 correct answers (70%) to pass. Your result shows on screen immediately, and PSI uploads it to the Nebraska DOI within 2-3 business days. If you fail, there's no waiting period — you can retest as soon as two days later, paying the fee again each time.

  4. 4

    Apply for your license through NIPR

    Wait 24-48 hours after passing so your exam result reaches the DOI's system, then apply at nipr.com. The Nebraska resident producer license fee is a flat $50 covering all lines of authority you've qualified for (surplus lines is the only exception, at $250), plus a small NIPR transaction fee. Note: no fingerprinting is required in Nebraska — background screening happens through the application's background questions.

  5. 5

    Download your license from NIPR

    The DOI processes clean applications in 3-5 business days — longer if you answered yes to any background question, so attach court documents up front if that applies. Once approved, download and print your license directly from nipr.com. Your Nebraska license number is the same as your National Producer Number (NPN).

  6. 6

    Get appointed by an insurance carrier

    A producer license alone doesn't authorize you to sell — you need at least one carrier appointment. The insurer files the appointment through NIPR within 15 days of your agency contract or first application, and the company pays the appointment fee. If you're joining an agency, they'll typically handle this on day one.

What's on the Nebraska P&C exam

The Nebraska Property & Casualty exam (PSI Series 13-04) has 150 scored questions plus 5 unscored experimental items, a 2.5-hour time limit, and a 70% passing score (105 correct). It covers the standard NAIC framework plus Nebraska-specific statutes from Chapter 44 of the Nebraska Revised Statutes. Section weights from the official PSI content outline:

  • Insurance regulation (Neb. Rev. Stat. Ch. 44) — 15%
  • General insurance principles — 10%
  • Property & casualty basics — 14%
  • Dwelling policy — 7%
  • Homeowners policy — 11%
  • Auto insurance (incl. NE Motor Vehicle Safety Responsibility Act & UM/UIM) — 13%
  • Commercial Package Policy (incl. farm coverage & crop insurance) — 10%
  • Businessowners policy — 7%
  • Workers compensation (incl. the Nebraska Workers' Compensation Act) — 7%
  • Other coverages and options (umbrella, surplus lines, bonds, flood) — 6%

Insurance regulation is the single heaviest section, and Nebraska tests its own statutes hard — the Valued Policy Law, cancellation/nonrenewal notice rules, and UM/UIM requirements all appear by statute number in the outline. Note the farm and crop coverage material inside the commercial section: that's Nebraska-specific emphasis you won't see in most states. Try our free Nebraska practice exam to see where you stand before booking with PSI.

Nebraska's Workers' Compensation Court

Unlike most states, where workers' compensation disputes are handled by the insurance regulator or a labor-department board, Nebraska routes WC claims through the Nebraska Workers' Compensation Court — a separate constitutional court with judges who specialize in WC cases. The Nebraska Workers' Compensation Act (and its exclusive-remedy rule) makes up 7% of the P&C exam, and producers selling WC coverage should understand this jurisdictional split when fielding claims questions from insureds: coverage questions go to the carrier and DOI, but disputed claims go before a judge.

CE requirements after licensing

Nebraska producer licenses run on a biennial cycle tied to your birth month: your license expires on the last day of your birth month in the year your age is divisible by two. That means your first term may be shorter than two years — check your expiration date as soon as your license is issued. Each cycle, P&C, life, and health producers need 21 hours of CE plus 3 hours of ethics (24 total). New licensees are exempt from CE for their first renewal, so your first real CE deadline is your second renewal. Renewals cost $50 through NIPR; renewing more than 30 days late means reinstating with a new application, the $50 fee, and a $40 late fee.

Cost breakdown

  • Exam-prep course: $49.99 with Elite Training Academy
  • PSI exam fee: $47 (combined P&C) or $43 (single line) per attempt
  • Fingerprinting: $0 — not required in Nebraska
  • Nebraska DOI license application: $50 flat for all lines of authority, plus a small NIPR transaction fee
  • Biennial renewal: $50 + CE course costs ($30-$200 depending on provider; first renewal is CE-exempt)

All-in, plan on roughly $150-$160 to go from zero to licensed — among the cheapest states in the country, since there's no mandatory pre-licensing course, no fingerprint fee, and a flat $50 application covering every line you pass.

Ready to start studying?

Start your Nebraska insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course — built around the official PSI content outlines.

See Nebraska exam prep courses →

Frequently asked questions

Does Nebraska require pre-licensing education?

No. The Nebraska Department of Insurance explicitly states in its first-time licensee checklist that it does not require pre-licensing education and does not provide or approve study materials. You can register for the PSI exam as soon as you're ready. A structured exam-prep course is strongly recommended — the P&C exam is 150 questions covering ten content areas — but it's not legally required.

How many questions is the Nebraska insurance exam?

The Nebraska Property & Casualty exam (PSI Series 13-04) has 150 scored questions plus 5 unscored experimental items, with a 2.5-hour time limit. You need 105 correct (70%) to pass. Single-line exams — Property only, Casualty only, Personal Lines, Life, or Accident & Health — are 100 questions each, also with a 70% passing score.

How much does the Nebraska insurance exam cost?

$47 for the combined Property & Casualty exam (Series 13-04) or the combined Life, Accident & Health exam (13-03); single-line exams are $43. Fees are paid to PSI at registration, are nonrefundable, and stay valid for one year from payment. Each retake costs the full fee again — which is why practice exams pay for themselves.

How much does a Nebraska insurance license cost in total?

Roughly $150-$160 all-in: $49.99 for exam prep, $47 for the PSI P&C exam, $50 for the resident producer application, plus a small NIPR transaction fee. No fingerprinting fee and no pre-licensing course requirement make Nebraska one of the cheapest states to get licensed in.

How long does it take to get a Nebraska insurance license?

Typically 3-5 weeks, and most of that is study time. Plan on 2-4 weeks of exam prep, then: PSI uploads your passing score to the DOI in 2-3 business days, and the DOI processes your NIPR application in another 3-5 business days. There's no pre-licensing course and no fingerprint appointment to slow you down.

Does Nebraska require fingerprinting for an insurance license?

No. Nebraska does not require fingerprinting or a separate background-check appointment for resident producer applicants. Background screening happens through the background questions on the NIPR application — if you answer yes to any of them, attach an explanation and court documents to avoid processing delays.

Can I retake the Nebraska insurance exam if I fail?

Yes — Nebraska exams are open eligibility with unlimited attempts and no waiting period. You can't book a same-day retest, but a candidate who fails on Wednesday can schedule Thursday and retest as soon as Friday. Each attempt costs the full exam fee ($47 for P&C), so drill practice exams before you rebook.

What are Nebraska's continuing education requirements?

Resident P&C, life, and health producers need 24 hours of CE every two years — 21 hours in your lines plus 3 hours of ethics. Licenses expire on the last day of your birth month in the year your age is divisible by two, so your first term may be short — but new licensees are exempt from CE for their first renewal. Renewal costs $50.

Related guides

Sources cited

This guide is based on Nebraska DOI, PSI, and NIPR published procedures current as of 2026. Fees and procedures change — always verify current requirements at doi.nebraska.gov before relying on any specific number.