How to Get Your North Dakota Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in North Dakota. ND is exam-only — the ND Insurance Department does not require state-approved pre-licensing education.
ND insurance license — quick facts
| State regulator | North Dakota Insurance Department (NDID) |
| Exam vendor | Prometric |
| Pre-licensing education | Not required |
| Exam fee (resident) | ~$70 per attempt |
| License application fee | ~$100 per line |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
| Workers' Comp | Monopolistic state fund (WSI) — cannot be written by private carriers |
The six steps
- 1
Complete pre-licensing education
Not required in North Dakota — the ND Insurance Department does not mandate state-approved pre-licensing for resident producers. Go straight to focused exam prep.
- 2
Schedule your Prometric exam
ND contracts with Prometric for insurance license exams. Register at prometric.com, pick a North Dakota testing center, and pay the current exam fee. {/* TODO: verify current ND exam vendor */}
- 3
Pass the exam at 70%
ND uses a 70% passing standard. Your score is sent directly to NDID by the exam vendor, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your ND resident producer license application at nipr.com. NDID license fees run roughly $100 per line. {/* TODO: verify NDID current fee schedule */} Licenses typically issue within 5-10 business days.
- 5
Complete fingerprinting if required
NDID may require fingerprint-based background checks for new resident producers. {/* TODO: verify current NDID fingerprint requirement */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the ND P&C exam
The ND Property & Casualty exam covers the standard NAIC framework plus ND-specific statutes from Title 26.1 of the ND Century Code. Typical section weights :
- Insurance regulation (NDCC Title 26.1) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Surety — ~20-25%
Note: Workers' compensation is rarely tested in depth on the ND exam because the line cannot be written by private carriers (see below).
ND has a monopolistic WC state fund
North Dakota is one of only four states (with Wyoming, Ohio, and Washington) where workers' compensation is a monopolistic state fund. Workforce Safety and Insurance (WSI) is the exclusive insurer; private WC carriers cannot write coverage in ND. Producers serving multi-state commercial accounts need to know this so they can refer ND-payroll clients to WSI directly.
CE requirements after licensing
ND producer licenses renew every 2 years. Each renewal cycle requires 24 hours of NDID-approved continuing education, including 3 hours of ethics.
Cost breakdown
- Exam-prep course: $49.99 with Elite Training Academy
- Prometric exam fee: ~$70 per attempt
- Fingerprinting (if required): ~$40-$60
- NDID license application: ~$100
- Biennial CE: $30-$200 depending on provider
Ready to start studying?
Start your North Dakota insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course.
See ND exam prep courses →Frequently asked questions
Does North Dakota require pre-licensing education?
No. The ND Insurance Department does not require state-approved pre-licensing education for resident producer licenses.
Can I sell workers' compensation insurance in North Dakota?
No. North Dakota's Workforce Safety and Insurance (WSI) is a monopolistic state fund — private carriers cannot write WC in ND. Producers should advise commercial clients with ND operations to enroll with WSI directly. This is one of only a handful of states with monopolistic WC (along with WY, OH, WA).
What's the passing score on the ND insurance exam?
70% — the standard most states use.
How long does it take to get an ND insurance license?
Most candidates complete the process in 3-6 weeks: 2-4 weeks of focused exam prep, schedule and pass the Prometric exam, then file the NIPR application.
Related guides
- How to get your South Dakota insurance license
- How to get your Montana insurance license
- How to get your Wyoming insurance license
Sources cited
- NDID — Producer Licensing
- Prometric ND Insurance Candidate Bulletin
- NIPR — National Insurance Producer Registry
- N.D. Cent. Code Title 26.1 — Insurance
This guide is based on NDID and Prometric published procedures current as of 2026. Fees and procedures change — always verify current requirements at insurance.nd.gov before relying on any specific number.