How to Get Your Rhode Island Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Rhode Island. RI requires DBR-approved pre-licensing education before the producer exam.
RI insurance license — quick facts
| State regulator | RI Department of Business Regulation — Insurance Division |
| Exam vendor | Prometric |
| Pre-licensing education | Required — hours TBD |
| Exam fee (resident) | ~$73 per attempt |
| License application fee | ~$135 per line |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete the required DBR pre-licensing course
The RI Department of Business Regulation (DBR) Insurance Division requires completion of a state-approved pre-licensing course before you can sit for the resident producer exam. {/* TODO: verify RI DBR current PLE hours per line */} The provider issues a Certificate of Completion.
- 2
Schedule your Prometric exam
RI contracts with Prometric for resident producer exams. Register at prometric.com, pick a Rhode Island testing center, and pay the current exam fee. {/* TODO: verify current RI exam vendor */}
- 3
Pass the exam at 70%
RI uses a 70% passing standard. Your score is sent directly to DBR by the exam vendor, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your RI resident producer license application at nipr.com along with your pre-licensing Certificate of Completion. DBR license fees run roughly $135 per line. {/* TODO: verify DBR current fee schedule */}
- 5
Complete fingerprinting if required
DBR may require fingerprint-based background checks for new resident producers. {/* TODO: verify current DBR fingerprint requirement */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the RI P&C exam
The RI Property & Casualty exam covers the standard NAIC framework plus RI-specific statutes from Title 27 of the General Laws. Typical section weights:
- RI Insurance Code (R.I. Gen. Laws Title 27) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
CE requirements after licensing
RI producer licenses renew every 2 years. Each renewal cycle requires 24 hours of DBR-approved continuing education, including 3 hours of ethics.
Cost breakdown
- DBR-approved pre-licensing course: $150-$400
- Prometric exam fee: ~$73 per attempt
- Fingerprinting (if required): ~$40-$60
- DBR license application: ~$135
- Biennial CE: $30-$200 depending on provider
Pre-licensing required in RI — coming soon
Rhode Island requires a DBR-approved pre-licensing course before the producer exam. We're working with the RI Department of Business Regulation to get our course approved. Sign up to be notified when Rhode Island becomes available.
See available courses →Frequently asked questions
Does Rhode Island require pre-licensing education?
Yes. The RI Department of Business Regulation requires completion of a state-approved pre-licensing course before sitting for the producer exam.
What's the passing score on the RI insurance exam?
70% — the standard most states use.
How long does it take to get an RI insurance license?
Most candidates complete the process in 6-10 weeks: 3-4 weeks for the DBR-approved pre-licensing course, 2-3 weeks of exam prep, schedule and pass the Prometric exam, then file the NIPR application.
Related guides
- How to get your Vermont insurance license
- How to get your New Hampshire insurance license
- How to get your Texas insurance license
Sources cited
- RI DBR — Insurance Division Producer Licensing
- Prometric RI Insurance Candidate Bulletin
- NIPR — National Insurance Producer Registry
- R.I. Gen. Laws Title 27 — Insurance
This guide is based on RI DBR and Prometric published procedures current as of 2026. Fees and procedures change — always verify current requirements at dbr.ri.gov/insurance before relying on any specific number.