How to Get Your Oregon Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Oregon. OR requires DFR-approved pre-licensing education before you can sit for the PSI producer exam.
Oregon insurance license — quick facts
| State regulator | Oregon Division of Financial Regulation (DFR) |
| Exam vendor | PSI |
| Pre-licensing education | Required — 20 hours per line (40 for dual) |
| Exam fee (resident) | ~$45 per attempt |
| License application fee | ~$50-$200 per line |
| Fingerprinting | Required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete the required DFR pre-licensing course
Oregon's Division of Financial Regulation (DFR) requires completion of a state-approved pre-licensing course before you can sit for the resident producer exam — 20 hours per line of authority, or 40 hours for dual lines. The provider issues a Certificate of Completion.
- 2
Schedule your PSI exam
Oregon contracts with PSI for resident producer exams. Register at psiexams.com, pick an Oregon testing center, and pay the current exam fee (about $45 per attempt).
- 3
Pass the exam at 70%
Oregon uses a 70% passing standard. Your score is sent directly to DFR by the exam vendor, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your OR resident producer license application at nipr.com along with your pre-licensing Certificate of Completion. DFR license fees run roughly $50-$200 per line.
- 5
Complete fingerprinting
Oregon requires fingerprint-based background checks for new resident producers. Schedule through the DFR-designated vendor.
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Oregon P&C exam
The OR Property & Casualty exam covers the standard NAIC framework plus Oregon-specific statutes from ORS Title 56 (Chapters 731-752). Typical section weights:
- Oregon Insurance Code (ORS Ch. 731-752) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
CE requirements after licensing
OR producer licenses renew every 2 years. Each renewal cycle requires 24 hours of DFR-approved continuing education, including 3 hours of ethics.
Cost breakdown
- DFR-approved pre-licensing course: $150-$400
- PSI exam fee: ~$45 per attempt
- Fingerprinting: ~$60-$80
- DFR license application: ~$50-$200
- Biennial CE: $30-$200 depending on provider
Study smarter for the Oregon exam
Oregon requires a DFR-approved pre-licensing course before the producer exam, and Elite Training Academy is not a DFR-approved Oregon pre-licensing provider — you'll complete that course through an approved school. What we can help with: get exam-ready with our free practice test before you sit the PSI exam.
Try the free practice exam →Frequently asked questions
Does Oregon require pre-licensing education?
Yes. The Oregon Division of Financial Regulation requires completion of a state-approved pre-licensing course before sitting for the producer exam.
What's the passing score on the Oregon insurance exam?
70%.
How long does it take to get an Oregon insurance license?
Most candidates complete the process in 6-10 weeks: 3-4 weeks for the DFR-approved pre-licensing course, 2-3 weeks of exam prep, schedule and pass the PSI exam, fingerprinting, then file the NIPR application.
Related guides
Sources cited
- Oregon DFR — Producer Licensing
- PSI Oregon Insurance Candidate Information Bulletin
- NIPR — National Insurance Producer Registry
- ORS Title 56 (Ch. 731-752) — Insurance
This guide is based on OR DFR and PSI published procedures current as of 2026. Fees and procedures change — always verify current requirements at dfr.oregon.gov before relying on any specific number.