How to Get Your Oregon Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Oregon. OR requires DFR-approved pre-licensing education before you can sit for the Prometric producer exam.
Oregon insurance license — quick facts
| State regulator | Oregon Division of Financial Regulation (DFR) |
| Exam vendor | Prometric |
| Pre-licensing education | Required — hours TBD per line |
| Exam fee (resident) | ~$75 per attempt |
| License application fee | ~$50-$200 per line |
| Fingerprinting | Required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete the required DFR pre-licensing course
Oregon's Division of Financial Regulation (DFR) requires completion of a state-approved pre-licensing course before you can sit for the resident producer exam. Hours vary by line. {/* TODO: verify OR DFR current PLE hours per line */} The provider issues a Certificate of Completion.
- 2
Schedule your Prometric exam
Oregon contracts with Prometric for resident producer exams. Register at prometric.com, pick an Oregon testing center, and pay the current exam fee. {/* TODO: verify current OR exam vendor */}
- 3
Pass the exam at 70%
Oregon uses a 70% passing standard. Your score is sent directly to DFR by the exam vendor, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your OR resident producer license application at nipr.com along with your pre-licensing Certificate of Completion. DFR license fees run roughly $50-$200 per line. {/* TODO: verify DFR current fee schedule */}
- 5
Complete fingerprinting
Oregon requires fingerprint-based background checks for new resident producers. Schedule through the DFR-designated vendor. {/* TODO: verify current OR fingerprint vendor */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Oregon P&C exam
The OR Property & Casualty exam covers the standard NAIC framework plus Oregon-specific statutes from ORS Title 56 (Chapters 731-752). Typical section weights:
- Oregon Insurance Code (ORS Ch. 731-752) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
CE requirements after licensing
OR producer licenses renew every 2 years. Each renewal cycle requires 24 hours of DFR-approved continuing education, including 3 hours of ethics.
Cost breakdown
- DFR-approved pre-licensing course: $150-$400
- Prometric exam fee: ~$75 per attempt
- Fingerprinting: ~$60-$80
- DFR license application: ~$50-$200
- Biennial CE: $30-$200 depending on provider
Pre-licensing required in Oregon — coming soon
Oregon requires a DFR-approved pre-licensing course before the producer exam. We're working with the Oregon Division of Financial Regulation to get our course approved. Sign up to be notified when Oregon becomes available.
See available courses →Frequently asked questions
Does Oregon require pre-licensing education?
Yes. The Oregon Division of Financial Regulation requires completion of a state-approved pre-licensing course before sitting for the producer exam. {/* TODO: verify current OR PLE hours per line */}
What's the passing score on the Oregon insurance exam?
70%.
How long does it take to get an Oregon insurance license?
Most candidates complete the process in 6-10 weeks: 3-4 weeks for the DFR-approved pre-licensing course, 2-3 weeks of exam prep, schedule and pass the Prometric exam, fingerprinting, then file the NIPR application.
Related guides
Sources cited
- Oregon DFR — Producer Licensing
- Prometric Oregon Insurance Candidate Bulletin
- NIPR — National Insurance Producer Registry
- ORS Title 56 (Ch. 731-752) — Insurance
This guide is based on OR DFR and Prometric published procedures current as of 2026. Fees and procedures change — always verify current requirements at dfr.oregon.gov before relying on any specific number.