How to Get Your Mississippi Insurance License in 2026
Mississippi requires state-approved pre-licensing education before you can sit for the producer exam. Plan for a 5-8 week timeline.
Mississippi insurance license — quick facts
| State regulator | Mississippi Insurance Department (MID) |
| Exam vendor | Prometric |
| Pre-licensing education | Required — hours TBD |
| Exam fee (resident) | ~$60 per attempt |
| License application fee | ~$50-$100 per line |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Mississippi requires state-approved pre-licensing education for resident producers. {/* TODO: verify Mississippi Insurance Department's current PLE hours per line */} The course must be from a MID-approved provider.
- 2
Schedule your Prometric exam
Mississippi contracts with Prometric for insurance license exams. Register at prometric.com/mississippi-insurance, pick a testing center, and pay the current exam fee (~$60 per attempt). {/* TODO: verify */}
- 3
Pass the exam
Mississippi uses a 70% passing standard for resident producer exams. Prometric sends your score directly to MID within 24-48 hours.
- 4
Submit your MID license application
Apply through NIPR or Sircon. Mississippi license fees run ~$50-$100 per line. {/* TODO: verify */}
- 5
Background check
Mississippi may require fingerprinting for new resident producers. {/* TODO: verify */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Mississippi P&C exam
Standard NAIC P&C framework plus Mississippi-specific statutes (Miss. Code Ann. §83).
- Mississippi insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property — ~20-25%
- Casualty — ~25-30%
- Commercial Package, BOP, WC, Surety — ~15-20%
CE requirements after licensing
Mississippi producer licenses renew every 2 years with 24 hours of MID-approved CE including 3 hours ethics.
Cost breakdown
- State-approved PLE: $200-$400
- Prometric exam fee: ~$60 per attempt
- License application: ~$50-$100 per line
- Biennial CE: $30-$200
Mississippi course — coming soon
Pre-licensing is required in Mississippi — we're working with MID to get our course approved. Sign up below to be notified when our Mississippi exam-prep + PLE bundle launches.
Notify me when Mississippi launches →Frequently asked questions
Does Mississippi require pre-licensing education?
Yes. The Mississippi Insurance Department requires state-approved pre-licensing for resident producer licenses.
What's the passing score on the Mississippi insurance exam?
70% — Prometric administers and sends results to MID.
Is Elite Training Academy approved in Mississippi?
Not yet. We're working to file our course with MID. Sign up to be notified when our Mississippi course launches.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
This guide is based on MID and Prometric published procedures current as of 2026. Always verify current requirements at mid.ms.gov before relying on any specific number.