How to Get Your Idaho Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Idaho. Idaho does not require state-approved pre-licensing education — go straight to exam prep.
Idaho insurance license — quick facts
| State regulator | Idaho Department of Insurance |
| Exam vendor | Prometric |
| Pre-licensing education | Not required |
| Exam fee (resident) | ~$57 per attempt |
| License application fee | ~$80 per producer |
| Fingerprinting | May be required |
| License term | Renews annually (birth month) |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Not required in Idaho — the Idaho Department of Insurance does not mandate state-approved pre-licensing for resident producers. Go straight to focused exam prep. Our $49.99 Idaho course gets you exam-ready.
- 2
Schedule your Prometric exam
Idaho contracts with Prometric for insurance license exams. Register at prometric.com/idaho-insurance, pick a testing center, and pay the current exam fee (~$57 per attempt). {/* TODO: verify */}
- 3
Pass the exam
Idaho uses a 70% passing standard for resident producer exams. Prometric sends your score directly to Idaho DOI within 24-48 hours.
- 4
Submit your Idaho DOI application
Apply through NIPR. Idaho license fees run roughly $80 per producer license. {/* TODO: verify */}
- 5
Background check
Idaho may require a fingerprint-based background check for new resident producers. {/* TODO: verify */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Idaho P&C exam
Standard NAIC P&C framework plus Idaho-specific statutes.
- Idaho insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property — ~20-25%
- Casualty — ~25-30%
- Commercial Package, BOP, WC, Surety — ~15-20%
CE requirements after licensing
Idaho producer licenses renew with 24 hours of DOI-approved CE per 2-year cycle including 3 hours ethics.
Cost breakdown
- Exam-prep course: $49.99 with Elite Training Academy
- Prometric exam fee: ~$57 per attempt
- License application: ~$80
- CE: $30-$200 per cycle
Ready to start studying?
Start your Idaho insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course.
See Idaho exam prep courses →Frequently asked questions
Does Idaho require pre-licensing education?
No. The Idaho Department of Insurance does not require state-approved pre-licensing for resident producer licenses.
What's the passing score on the Idaho insurance exam?
70% — the same standard most states use. Prometric administers.
How long does it take to get an Idaho insurance license?
Typically 3-6 weeks.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
- Idaho Department of Insurance
- Prometric Idaho Insurance Candidate Bulletin
- NIPR — National Insurance Producer Registry
- Idaho Code Title 41 — Insurance
This guide is based on Idaho DOI and Prometric published procedures current as of 2026. Always verify current requirements at doi.idaho.gov before relying on any specific number.