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How to Get Your Georgia Insurance License in 2026

Georgia requires 8 hours of state-approved pre-licensing education per major line of authority (reduced from 20 hours in 2025). Plan for a 3–6 week timeline.

Quick summaryTotal time: 3–6 weeks. Total cost: roughly $300–$550 all-in. State-approved 8-hour PLE per major line required.

Georgia insurance license — quick facts

State regulatorGeorgia Office of Commissioner of Insurance (OCI)
Exam vendorPearson VUE
Pre-licensing educationRequired — 8 hours per major line (Rule 120-2-3-.08)
Exam fee (resident)$67 per attempt
License application fee$100 + $20 processing fee
FingerprintingRequired (~$50 via IdentoGO)
License term2 years
CE requirement24 hours / 2 years incl. 3 hours ethics

The six steps

  1. 1

    Complete pre-licensing education

    Georgia requires 8 hours of state-approved pre-licensing per major line of authority (Rule 120-2-3-.08, reduced from 20 hours effective June 24, 2025). The course must be from a Georgia OCI-approved provider and your completion certificate must be on file before you sit for the exam.

  2. 2

    Schedule your Pearson VUE exam

    Georgia contracts with Pearson VUE for insurance license exams. Register at pearsonvue.com/us/en/ga/insurance.html, pick a testing center, and pay the $67 exam fee.

  3. 3

    Pass the exam

    You need 70% to pass — the score is the percentage of questions answered correctly on a 0–100% scale. Single-line exams (Property or Casualty) run 2 hours; the Property & Casualty combined exam is 2.5 hours. Pearson VUE reports your result to the OCI.

  4. 4

    Submit your OCI license application

    Resident applications are filed through the Sircon Georgia portal at sircon.com/georgia (non-residents may use NIPR or Sircon). The producer license fee is $100 plus a $20 processing fee.

  5. 5

    Get fingerprinted

    Georgia requires a fingerprint-based background check for new resident producers through IdentoGO (register at identogo.com/ata). Budget roughly $50.

  6. 6

    Get appointed by a carrier

    A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.

What's on the Georgia P&C exam

Section weights for the Georgia P&C exam:

  • Georgia insurance regulation — ~15-20%
  • General insurance principles — ~10-15%
  • Property — ~20-25%
  • Casualty — ~25-30%
  • Commercial Package, BOP, WC, Surety — ~15-20%

CE requirements after licensing

Georgia producer licenses renew every 2 years with 24 hours of OCI-approved CE including 3 hours ethics.

Cost breakdown

  • State-approved 8-hour PLE: $75–$200 (varies by provider)
  • Pearson VUE exam fee: $67 per attempt
  • Fingerprinting (IdentoGO): ~$50
  • License application: $100 + $20 processing fee
  • Biennial CE: $30-$200

Preparing for the Georgia exam

Pre-licensing is required in Georgia, and you'll need to complete the 8-hour course through an OCI-approved provider — Elite Training Academy is not an approved Georgia pre-licensing provider. Once your pre-licensing is done, our free practice exam is a solid way to sharpen up before test day.

Try the free practice exam →

Frequently asked questions

Does Georgia require pre-licensing education?

Yes. Georgia requires 8 hours of OCI-approved pre-licensing per major line of authority (Rule 120-2-3-.08), reduced from 20 hours effective June 24, 2025.

What's the passing score on the Georgia insurance exam?

70% — the percentage of questions answered correctly on a 0–100% scale. Pearson VUE administers the exam and reports results to the OCI.

Is Elite Training Academy approved in Georgia?

No. Elite Training Academy is not an approved Georgia pre-licensing provider, so you'll need to take the required 8-hour course from an OCI-approved provider. Our free practice exam can help you prepare once you've completed pre-licensing.

Related guides

Sources cited

This guide is based on Georgia OCI and Pearson VUE published procedures current as of 2026. Always verify current requirements at oci.georgia.gov before relying on any specific number.