How to Get Your Georgia Insurance License in 2026
Georgia requires 20 hours of state-approved pre-licensing education per line of authority. Plan for a 5-8 week timeline.
Georgia insurance license — quick facts
| State regulator | Georgia Office of Commissioner of Insurance (OCI) |
| Exam vendor | PSI |
| Pre-licensing education | Required — 20 hours per line (O.C.G.A. §33-23-9) |
| Exam fee (resident) | ~$66 per attempt |
| License application fee | ~$100 per line |
| Fingerprinting | Required (~$50 via GAPS) |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Georgia requires 20 hours of state-approved pre-licensing per line of authority (O.C.G.A. §33-23-9). The course must be from a Georgia OCI-approved provider and your completion certificate must be filed before sitting for the exam.
- 2
Schedule your PSI exam
Georgia contracts with PSI for insurance license exams. Register at psiexams.com, pick a testing center, and pay the current exam fee (~$66 per attempt). {/* TODO: verify current rate */}
- 3
Pass the exam
Georgia uses a 70% passing standard for resident producer exams. PSI sends your score directly to OCI within 24 hours.
- 4
Submit your OCI license application
Apply through NIPR or Sircon. Georgia license fees run roughly $100 per line. {/* TODO: verify */}
- 5
Get fingerprinted
Georgia requires fingerprint-based background checks for new resident producers via GAPS (Georgia Applicant Processing Services). Cost ~$50. {/* TODO: verify */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Georgia P&C exam
Section weights for the Georgia P&C exam :
- Georgia insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property — ~20-25%
- Casualty — ~25-30%
- Commercial Package, BOP, WC, Surety — ~15-20%
CE requirements after licensing
Georgia producer licenses renew every 2 years with 24 hours of OCI-approved CE including 3 hours ethics.
Cost breakdown
- State-approved 20-hour PLE: $200-$400
- PSI exam fee: ~$66 per attempt
- Fingerprinting (GAPS): ~$50
- License application: ~$100 per line
- Biennial CE: $30-$200
Georgia course — coming soon
Pre-licensing is required in Georgia — we're working with the OCI to get our course approved as a 20-hour PLE provider. Sign up below to be notified when our Georgia exam-prep + PLE bundle launches.
Notify me when Georgia launches →Frequently asked questions
Does Georgia require pre-licensing education?
Yes. O.C.G.A. §33-23-9 requires 20 hours of OCI-approved pre-licensing per line of authority.
What's the passing score on the Georgia insurance exam?
70% — PSI administers and sends results to OCI.
Is Elite Training Academy approved in Georgia?
Not yet. We're working to file our course with the Georgia OCI as an approved 20-hour PLE provider. Sign up to be notified when our Georgia course launches.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
- Georgia Office of Commissioner of Insurance
- PSI Exams — Georgia
- NIPR — National Insurance Producer Registry
- O.C.G.A. §33-23-9 — Pre-licensing education
This guide is based on Georgia OCI and PSI published procedures current as of 2026. Always verify current requirements at oci.georgia.gov before relying on any specific number.