How to Get Your Delaware Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Delaware. Delaware does not require state-approved pre-licensing education — you go straight to exam prep.
Delaware insurance license — quick facts
| State regulator | Delaware Department of Insurance |
| Exam vendor | Prometric |
| Pre-licensing education | Not required |
| Exam fee (resident) | ~$58 per attempt |
| License application fee | ~$50-$100 per line |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Not required in Delaware — the Delaware Department of Insurance does not mandate state-approved pre-licensing for resident producers. Go straight to focused exam prep. Our $49.99 Delaware course gets you exam-ready.
- 2
Schedule your Prometric exam
Delaware contracts with Prometric for insurance license exams. Register at prometric.com/delaware-insurance, pick a testing center, and pay the current exam fee (~$58 per attempt). {/* TODO: verify current vendor and rate */}
- 3
Pass the exam
Delaware uses a 70% passing standard for resident producer exams. The exam vendor sends your score directly to the Delaware DOI within 24 hours.
- 4
Submit your DE DOI application
Apply through NIPR. Delaware license fees run ~$50-$100 per line. {/* TODO: verify */}
- 5
Background check
Delaware may require a fingerprint-based background check for new resident producers. {/* TODO: verify */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Delaware P&C exam
Standard NAIC P&C framework plus Delaware-specific statutes.
- Delaware insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property — ~20-25%
- Casualty — ~25-30%
- Commercial Package, BOP, WC, Surety — ~15-20%
CE requirements after licensing
Delaware producer licenses renew every 2 years with 24 hours of approved CE including 3 hours ethics.
Cost breakdown
- Exam-prep course: $49.99 with Elite Training Academy
- Exam fee: ~$58 per attempt
- License application: ~$50-$100
- Biennial CE: $30-$200
Ready to start studying?
Start your Delaware insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course.
See Delaware exam prep courses →Frequently asked questions
Does Delaware require pre-licensing education?
No. The Delaware Department of Insurance does not require state-approved pre-licensing for resident producer licenses.
What's the passing score on the Delaware insurance exam?
70% — the same standard most states use.
How long does it take to get a Delaware insurance license?
Typically 3-6 weeks.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
- Delaware Department of Insurance
- NIPR — National Insurance Producer Registry
- 18 Del. C. — Insurance Code
This guide is based on Delaware DOI published procedures current as of 2026. Always verify current requirements at insurance.delaware.gov before relying on any specific number.