How to Get Your Colorado Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Colorado. Colorado requires state-approved pre-licensing education — plan for a 5-8 week timeline.
Colorado insurance license — quick facts
| State regulator | Colorado Division of Insurance |
| Exam vendor | Pearson VUE |
| Pre-licensing education | Required — hours TBD |
| Exam fee (resident) | ~$54 per attempt |
| License application fee | ~$48 per line, 2-year term |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Colorado requires state-approved pre-licensing education for resident producers. {/* TODO: verify Colorado DOI's current PLE hours per line */} The course must be from a CO DOI-approved provider and your completion certificate filed before you can sit for the exam.
- 2
Schedule your Pearson VUE exam
Colorado contracts with Pearson VUE. Register at pearsonvue.com/co/insurance, pick a testing center, and pay the current exam fee (~$54 per attempt). {/* TODO: verify current rate */}
- 3
Pass the exam
Colorado uses a 70% passing standard for resident producer exams. Pearson VUE sends your score directly to the DOI within 24 hours.
- 4
Submit your CO DOI license application
Apply through NIPR or Sircon. Colorado license fees run roughly $48 per line. {/* TODO: verify CO DOI fee schedule */}
- 5
Background check
Colorado may require a fingerprint-based background check for new resident producers. {/* TODO: verify current CO DOI rule */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment. Most agencies handle this on day one of employment.
What's on the Colorado P&C exam
Section weights for the Colorado P&C exam :
- Colorado insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property insurance — ~20-25%
- Casualty insurance — ~25-30%
- Commercial Package, BOP, Workers' Comp — ~15-20%
CE requirements after licensing
Colorado producer licenses renew every 2 years. Each renewal cycle requires 24 hours of DOI-approved continuing education, including 3 hours of ethics.
Cost breakdown
- State-approved PLE: $200-$450 depending on hours and provider
- Pearson VUE exam fee: ~$54 per attempt
- License application: ~$48 per line
- Fingerprinting (if required): ~$40-$60
- Biennial CE: $30-$200 depending on provider
Colorado course — coming soon
Pre-licensing is required in Colorado — we're working with the CO DOI to get our course approved. Sign up below to be notified when our Colorado exam-prep + PLE bundle launches.
Notify me when Colorado launches →Frequently asked questions
Does Colorado require pre-licensing education?
Yes. The Colorado Division of Insurance requires state-approved pre-licensing for resident producer licenses. Hours per line are set in the Colorado Insurance Bulletin (verify current rule).
What's the passing score on the Colorado insurance exam?
70% — the same standard most states use. Pearson VUE administers the exam.
Is Elite Training Academy approved in Colorado?
Not yet. We're working to file our course with CO DOI. Sign up to be notified when our Colorado course launches.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
This guide is based on CO DOI published procedures current as of 2026. Always verify current requirements at doi.colorado.gov before relying on any specific number.