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How to Get Your Colorado Insurance License in 2026

A complete step-by-step guide to becoming a licensed insurance producer in Colorado. Colorado requires state-approved pre-licensing education — plan for a 5-8 week timeline.

Quick summaryTotal time: 5–8 weeks. Total cost: roughly $350–$650 all-in including PLE, exam, and license fees. State-approved pre-licensing education is required.

Take your required 50-hour course online

Elite Training Academy is a Colorado Division of Insurance approved pre-licensing provider, Provider ID 237818. Each course below is approved for 50.00 hours of self-study pre-licensing credit.

Not sure which line? Compare the Colorado pre-licensing courses.

Colorado insurance license — quick facts

State regulatorColorado Division of Insurance
Exam vendorPearson VUE
Pre-licensing educationRequired: 50 hours per line, from an approved provider
Exam fee (resident)~$41 per attempt
License application feeSee Colorado Reg 1-2-10
FingerprintingMay be required
License term2 years
CE requirement24 hours / 2 years incl. 3 hours ethics

The six steps

  1. 1

    Complete pre-licensing education

    Colorado requires state-approved pre-licensing education for resident producers: 50 hours per line of authority (Life, Health, Property, Casualty, Combined Property & Casualty, and Personal Lines) under CO DOI Regulation 1-2-5, including 3 hours of ethics and 7 hours of Colorado law. The course must come from a CO DOI-approved provider, and your completion certificate is valid for one year from the date you finish. Elite Training Academy is an approved provider (ID 237818) with approved 50-hour online courses for Property & Casualty (course 67709), Personal Lines (67710) and Life (67711).

  2. 2

    Schedule your Pearson VUE exam

    Colorado contracts with Pearson VUE. Register at pearsonvue.com/co/insurance, pick a testing center, and pay the current exam fee (about $41 per attempt as of April 2026).

  3. 3

    Pass the exam

    Colorado reports exam results as a scaled score (0–100) rather than a raw percentage. Pearson VUE transmits your result to the Division of Insurance so you can move on to your application.

  4. 4

    Submit your CO DOI license application

    Apply through Sircon or NIPR. See the Colorado Division of Insurance fee rule (Reg 1-2-10) for the current license fee.

  5. 5

    Background check

    Colorado may require a fingerprint-based background check for new resident producers.

  6. 6

    Get appointed by a carrier

    A producer license alone doesn't authorize you to sell — you need at least one carrier appointment. Most agencies handle this on day one of employment.

What's on the Colorado P&C exam

Section weights for the Colorado P&C exam:

  • Colorado insurance regulation — ~15-20%
  • General insurance principles — ~10-15%
  • Property insurance — ~20-25%
  • Casualty insurance — ~25-30%
  • Commercial Package, BOP, Workers' Comp — ~15-20%

CE requirements after licensing

Colorado producer licenses renew every 2 years. Each renewal cycle requires 24 hours of DOI-approved continuing education, including 3 hours of ethics.

Cost breakdown

  • State-approved PLE (50 hours per line): $200-$450 depending on provider
  • Pearson VUE exam fee: ~$41 per attempt
  • License application: see Colorado Reg 1-2-10
  • Fingerprinting: check the Division of Insurance for producer requirements
  • Biennial CE: $30-$200 depending on provider

Start the approved Colorado course

Colorado requires a 50-hour pre-licensing course from a CO DOI-approved provider before you can sit for the exam. Ours are approved (Provider ID 237818), fully online and self-paced.

Property & Casualty Producer (#67709)Personal Lines Producer (#67710)Life Producer (#67711)

Already finished your course? Take the free Colorado practice exam to check your readiness, no signup required.

Frequently asked questions

Does Colorado require pre-licensing education?

Yes. The Colorado Division of Insurance requires state-approved pre-licensing education for resident producer licenses — 50 hours per line of authority under CO DOI Regulation 1-2-5. The course must come from a CO DOI-approved provider.

What's the passing score on the Colorado insurance exam?

Colorado reports a scaled score from 0 to 100 rather than a raw percentage of questions answered correctly. Pearson VUE administers the exam and sends your result to the Division of Insurance.

Is Elite Training Academy an approved Colorado pre-licensing provider?

Yes. Elite Training Academy (Elite Online Training Academy LLC) is approved by the Colorado Division of Insurance as a pre-licensing education provider, Provider ID 237818. Our self-study courses are approved for 50 hours each: Property & Casualty Producer (Colorado course 67709), Personal Lines Producer (67710) and Life Producer (67711). We do not offer an approved Accident & Health course.

Which Colorado pre-licensing course do I need?

Take the course for the line on the license you are applying for. Property & Casualty (67709) covers the combined property and casualty producer license, Personal Lines (67710) covers the personal lines producer license, and Life (67711) covers the life producer license. If you want more than one line, Colorado requires the education for each line.

Can I skip Colorado pre-licensing education?

Some applicants can. Regulation 1-2-5 exempts someone previously licensed for the same line in a reciprocal state (with conditions on timing and a Colorado law certification), and it counts the full curriculum for certain designations as an approved course, for example AAI, ARM, CIC or CPCU for property and casualty, and CLU, ChFC or LUTCF among others for life. Check with the Division of Insurance before you enroll if one of these applies to you.

Related guides

Sources cited

This guide is based on CO DOI published procedures current as of 2026. Always verify current requirements at doi.colorado.gov before relying on any specific number.