How to Get Your Arkansas Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Arkansas. Unlike many states, Arkansas requires state-approved pre-licensing education before you can sit for the exam — plan for a 5-8 week timeline.
Arkansas insurance license — quick facts
| State regulator | Arkansas Insurance Department (AID) |
| Exam vendor | PSI |
| Pre-licensing education | Required: minimum 20 hours per line (Arkansas Rule 31) |
| Exam fee (resident) | $50 producer lines, $40 adjuster |
| License application fee | See the AID fee schedule |
| Fingerprinting | Arkansas State Police criminal background application (ark.org) |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Arkansas requires state-approved pre-licensing education for resident producers. The course must be filed and approved by the Arkansas Insurance Department before sitting for the exam.
- 2
File your NIPR application, then schedule your PSI exam
Arkansas requires the resident license application to be filed on NIPR before you take the exam; authorization to test arrives from PSI within two to five days. Arkansas insurance exams are administered by PSI. Register through the PSI Arkansas candidate bulletin, pick a test center, and pay the exam fee: $50 for producer lines and $40 for adjuster exams.
- 3
Pass the exam
Arkansas uses a 70% passing standard for resident producer exams.
- 4
Confirm your license application and fee on NIPR
Your Arkansas resident producer application is filed at nipr.com before the exam (see step 2). See the Arkansas Insurance Department fee schedule for the current license fee.
- 5
Get fingerprinted
All applicants complete the Arkansas State Police criminal background application at ark.org before licensure.
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment. Most agencies handle this on day one of employment.
What's on the Arkansas P&C exam
The Arkansas Property & Casualty exam covers the standard NAIC framework plus Arkansas-specific statutes.
- Arkansas insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property insurance basics — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
CE requirements after licensing
Arkansas producer licenses renew every 2 years. Each renewal cycle requires 24 hours of AID-approved continuing education, including 3 hours of ethics.
Cost breakdown
- State-approved PLE course: $200-$400 depending on provider
- Exam fee: $50 producer lines, $40 adjuster (PSI)
- Background check: see the ark.org criminal background application for the fee
- License application: see the AID fee schedule
- Biennial CE: $30-$200 depending on provider
Arkansas course — coming soon
Pre-licensing is required in Arkansas — we're working with the Arkansas Insurance Department to get our course approved. Sign up below to be notified when our Arkansas exam-prep + PLE bundle launches at $49.99.
Notify me when Arkansas launches →Arkansas licensing requirements at a glance
Quoted from NIPR, "Arkansas resident licensing requirements, individual", read 2026-09-16. Confirm with the Arkansas Insurance Department before you apply.
| State exam | Insurance Producer exams are required for Life, Accident & Health or Sickness, Property, Casualty, Personal Lines and Crop, and not required for Variable Life and Variable Annuity, Credit, Travel, Motor Club, PrePaid Legal, Marine and several limited lines. Adjuster exams are required for Property, Casualty and Workers' Compensation. Title Agent requires the Title exam. |
|---|---|
| Background check | All applicants complete the Arkansas State Police criminal background application at ark.org before licensure. |
| How to apply | Arkansas requires the resident licence application to be filed on NIPR BEFORE the exam is taken; authorisation to test arrives from PSI within two to five days. |
| Application fee | Insurance Producer (per line of authority): $0 to $70 licence fee plus a $15 to $25 application fee, varying by line of authorityTitle Agent: $0 licence fee plus $15 application feeSurplus Lines Producer: $1,035 |
| Renewal | Reapplication is allowed up to one year after the licence expiration date. |
Source: Arkansas resident licensing requirements, individual (NIPR, read 2026-09-16).
Frequently asked questions
Does Arkansas require pre-licensing education?
Yes. The Arkansas Insurance Department requires state-approved pre-licensing education for resident producers before sitting for the exam. The exact hour requirement varies by line of authority.
What's the passing score on the Arkansas insurance exam?
70% — the same standard most states use.
Is Elite Training Academy approved in Arkansas?
Not yet. We're working to file our course with AID as an approved provider. Sign up for the waitlist to be notified when our Arkansas course launches.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
- Arkansas Insurance Department
- NIPR — National Insurance Producer Registry
- Ark. Code Title 23 — Insurance
This guide is based on AID published procedures current as of 2026. Always verify current requirements at insurance.arkansas.gov before relying on any specific number.