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How to Get Your Arkansas Insurance License in 2026

A complete step-by-step guide to becoming a licensed insurance producer in Arkansas. Unlike many states, Arkansas requires state-approved pre-licensing education before you can sit for the exam — plan for a 5-8 week timeline.

Quick summaryTotal time: 5–8 weeks. Total cost: roughly $300–$600 all-in including PLE, exam, and license fees. State-approved pre-licensing education is required.

Arkansas insurance license — quick facts

State regulatorArkansas Insurance Department (AID)
Exam vendorPrometric
Pre-licensing educationRequired — hours TBD
Exam fee (resident)~$50-$80 per attempt
License application fee~$50-$100 per line
FingerprintingMay be required
License term2 years
CE requirement24 hours / 2 years incl. 3 hours ethics

The six steps

  1. 1

    Complete pre-licensing education

    Arkansas requires state-approved pre-licensing education for resident producers. {/* TODO: verify AID's current PLE hours per line — historical range is 20-40 hours */} The course must be filed and approved by the Arkansas Insurance Department before sitting for the exam.

  2. 2

    Schedule your licensing exam

    Arkansas contracts with Prometric (historically) — verify the current vendor. {/* TODO: confirm AID exam vendor 2026 */} Register, pick a testing center, and pay the current exam fee.

  3. 3

    Pass the exam

    Arkansas uses a 70% passing standard for resident producer exams. Your score is sent directly to AID by the exam vendor within 24-48 hours.

  4. 4

    Apply for your license through NIPR

    Submit your Arkansas resident producer license application at nipr.com. AID license fees run roughly $50-$100 per line. {/* TODO: verify AID fee schedule */}

  5. 5

    Get fingerprinted

    Arkansas may require a fingerprint-based background check for new resident producers. {/* TODO: verify current AID fingerprint rule and vendor */}

  6. 6

    Get appointed by a carrier

    A producer license alone doesn't authorize you to sell — you need at least one carrier appointment. Most agencies handle this on day one of employment.

What's on the Arkansas P&C exam

The Arkansas Property & Casualty exam covers the standard NAIC framework plus Arkansas-specific statutes.

  • Arkansas insurance regulation — ~15-20%
  • General insurance principles — ~10-15%
  • Property insurance basics — ~15-20%
  • Auto insurance — ~15-20%
  • Commercial Package, BOP, Workers' Comp, Surety — ~20-25%

CE requirements after licensing

Arkansas producer licenses renew every 2 years. Each renewal cycle requires 24 hours of AID-approved continuing education, including 3 hours of ethics.

Cost breakdown

  • State-approved PLE course: $200-$400 depending on provider
  • Exam fee: ~$50-$80 per attempt
  • Fingerprinting (if required): ~$40-$60
  • License application: ~$50-$100
  • Biennial CE: $30-$200 depending on provider

Arkansas course — coming soon

Pre-licensing is required in Arkansas — we're working with the Arkansas Insurance Department to get our course approved. Sign up below to be notified when our Arkansas exam-prep + PLE bundle launches at $49.99.

Notify me when Arkansas launches →

Frequently asked questions

Does Arkansas require pre-licensing education?

Yes. The Arkansas Insurance Department requires state-approved pre-licensing education for resident producers before sitting for the exam. The exact hour requirement varies by line of authority.

What's the passing score on the Arkansas insurance exam?

70% — the same standard most states use.

Is Elite Training Academy approved in Arkansas?

Not yet. We're working to file our course with AID as an approved provider. Sign up for the waitlist to be notified when our Arkansas course launches.

Related guides

Sources cited

This guide is based on AID published procedures current as of 2026. Always verify current requirements at insurance.arkansas.gov before relying on any specific number.