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How to Get Your Texas Insurance License

A complete step-by-step guide to becoming a licensed insurance producer in Texas — fingerprinting, exam prep, scheduling, license application, and carrier appointment. Every step links to the official source so you can act immediately.

Estimated total cost

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Time to license

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Official links you'll use

Texas Department of Insurance

State regulator — license rules, applications, CE filings, complaints.

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Pearson VUE — Schedule exam

Pearson VUE administers Texas insurance exams.

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IdentoGO (IDEMIA) — Fingerprinting

Schedule fingerprinting before you take the exam.

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Sircon — License application

Submit your producer license application after you pass the exam.

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Step-by-step checklist

1
Pick your line of authority
Most new TX producers start with General Lines Property & Casualty (this is the course we sell). Other options: General Lines Life Accident Health & HMO, Personal Lines P&C, Life Agent. Each line has its own exam.
2
Study with our exam prep course
TDI does NOT mandate state-approved pre-licensing education, but the exam is challenging, particularly the Texas-specific statutes section. Study until you are consistently passing full-length practice exams.
Cost: $49.99
See the Texas exam prep course →
3
Schedule and pass your Pearson VUE exam
Register at Pearson VUE for a Texas testing center. Pearson's Texas candidate handbook publishes the current exam fee ($49 in the October 2024 edition), time limit and scoring rules; the passing score is a scaled score of 70, not 70 percent of the questions. Check the handbook for the current fee before you register.
Schedule at Pearson VUE →
4
Start your application and get your fingerprint code from TDI
Begin your application on TDI's online initial application and fingerprint portal. TDI then issues the service code you need for IdentoGO. Complete fingerprinting as TDI instructs.
Schedule fingerprinting →
5
Finish your license application
File your TDI license application through Sircon or NIPR. TDI lists the application fee as $50 (per TDI's General lines property and casualty page, checked 2026-09-30). You must pass the exam before applying, and you must submit the application within one year of passing or retake the exam. If you apply before passing, you will have to reapply and pay the fee again.
Apply at Sircon →
6
Get appointed by an insurer
A Texas producer license alone doesn't authorize you to sell. You need at least one carrier appointment. Most agencies handle this on day one of employment.
Cost: Usually paid by employer

Worth knowing about Texas

Texas does NOT require state-approved pre-licensing education for resident producer licenses. Exam prep is optional.
Auto liability minimum limits in Texas are 30/60/25 (BI per person / BI per accident / PD).
TDI license renewals are biennial by birth month, with 24 hours of CE per cycle including 3 hours of ethics.
Per TDI, the General Lines P&C exam is waived only if your license expired more than 90 days but less than one year ago, you are a non-resident with a license in good standing in a reciprocal state, or you hold the CPCU designation. There is no course-in-lieu-of-exam option for producers.
TDI also offers a one-time 180-day temporary license ($150, Form FIN700 from a sponsoring appointing company, 40 hours of company training; the exam must be passed within the 180 days) and, for general lines P&C only, a 90-day emergency license ($50) for limited situations (TDI does not offer an emergency license for personal lines or life). Neither replaces the exam long term.
This checklist is for PRODUCER licenses. Texas adjuster licenses follow different rules (an approved adjusting course can replace the exam), so it is never shown on an adjuster page.