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Elite Training Academy
Texas · General Lines — Property & Casualty

Texas P&C CE — Compliance Essentials (24 Hours)

24-hour Texas Property & Casualty continuing education bundle satisfying the biennial renewal requirement. Covers Texas insurance law updates, property and casualty coverage deep-dives, claims handling and prompt-pay compliance, privacy/data security, ethics, and rate/form regulation. Each section is an individually TDI-filed course. Pending TDI provider approval.

9
Sections
30
Lessons
500+
Practice questions
70%
Passing score

What you'll learn

Every section below is aligned with the Texas content outline.

Section 1
I. Texas Insurance Law — Updates and Refresh (3 hours)
3 lessons
+
  • Recent statutory and rule changes affecting P&C producers
  • Producer appointments, license maintenance, and renewal (including CE)
  • Commissioner authority, enforcement actions, and producer discipline
Section 2
II. Property Coverage Deep Dive (4 hours)
4 lessons
+
  • Homeowners forms (HO-2, HO-3, HO-5, HO-6, HO-8) — recent endorsement and form changes
  • Dwelling forms (DP-1, DP-2, DP-3) and landlord exposures
  • NFIP update — program reauthorization, Risk Rating 2.0, and private-flood alternatives
  • Wind/hail coverage in Texas — TWIA eligibility, WPI-8 certificates, and coastal underwriting
Section 3
III. Casualty Coverage Deep Dive (4 hours)
4 lessons
+
  • Personal auto — current TX PAP form, UM/UIM issues, PIP, SR-22
  • Commercial general liability — claims-made vs. occurrence, additional insured endorsements
  • Commercial auto, hired/non-owned, and MCS-90 federal filing
  • Umbrella and excess — personal and commercial
Section 4
IV. Claims Handling and Unfair Settlement Practices (3 hours)
3 lessons
+
  • Texas Prompt Payment of Claims Act — 15-15-5 timeline, §542.060 penalties, 2017 weather-claim reform
  • Unfair Claim Settlement Practices Act and DTPA tie-ins
  • First-party bad-faith exposures — Arnold/Giles/Brainard and producer documentation impact
Section 5
V. Privacy, Data Security, and Cyber Exposure (2 hours)
3 lessons
+
  • Privacy obligations — GLBA, FCRA, FACTA, and Tex. Bus. & Com. Code Ch. 521
  • Texas Insurance Data Security Act — producer obligations and 72-hour Commissioner notification
  • Cyber liability as a P&C product line — CGL exclusions (Sony decision aftermath), standalone cyber forms
Section 6
VI. Emerging and Specialty Topics (2 hours)
2 lessons
+
  • Rideshare, short-term rental, delivery-driver, and gig-economy coverage gaps
  • EV, autonomous-vehicle, and telematics coverage considerations
Section 7
VII. Risk Management and Agency Practice (2 hours)
2 lessons
+
  • Producer E&O exposures and documentation discipline
  • Coverage-selection counseling — rejection/selection forms, higher-limit offers, documented insured acknowledgment
Section 8
VIII. Texas-Specific Producer Issues (2 hours)
2 lessons
+
  • TWIA eligibility, WPI-8 certificate timing, and coastal windstorm underwriting
  • TPCIGA, JUA, FAIR Plan, and other Texas residual markets
Section 9
IX. Producer Ethics and Professional Standards (2 hours)
7 lessons
+
  • Producer as fiduciary — scope of the duty, when it attaches, how it is breached
  • Full and fair disclosure — policy limits, exclusions, rejection/selection forms, higher-limit offers
  • Application accuracy, rebating and inducements, misappropriation of funds
  • Commission sharing — who is allowed to share, written-consent and appointment rules
  • CE compliance, license renewal, and reporting obligations
  • TDI enforcement actions, consent orders, and revocation triggers
  • Ethics case studies — three realistic producer scenarios + cumulative end-of-course inquiry (96th period)

How it works

1

Enroll

One-time payment of $39.99. Secure checkout powered by Stripe.

2

Study on your schedule

Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.

3

Pass the real exam

Take the official Texas exam with confidence. Most students finish the course in 2-4 weeks of casual study.

FAQ

How long is the Texas General Lines — Property & Casualty licensing exam?+
The Texas General Lines — Property & Casualty licensing exam typically runs 5 scored questions. You will have roughly 2-2.5 hours of seat time at the test center, and a passing score is 70%.
Does Texas require state-approved pre-licensing education?+
Texas does not require state-approved pre-licensing education for this line. You can study independently with this course and sit for the exam directly -- no separate PLE certificate is required.
How many practice questions does this course include?+
This course includes 500+ practice questions across section quizzes and a full-length 5-question final exam simulator that mirrors the real Texas General Lines — Property & Casualty exam format. You can retake every quiz as many times as you want -- there is no cap.
How long do I have access to the course?+
You keep access to this course for as long as your enrollment is active. CE credit is reported to the state once you complete all required hours and pass the end-of-course assessment.
What if I fail the real Texas exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again. Most students who fail on the first attempt pass on the second after a focused review of the weakest section.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.

Ready to start studying?

Enroll once, keep access forever, pass your exam with confidence.

$39.99 · 7-day money-back · Lifetime access