How Many Questions Are on the Texas Insurance Exam?
Quick answer: the Texas General Lines Property & Casualty exam has 150 scored questions in 2.5 hours; Personal Lines and Life Agent are each 100 questions in 2 hours; General Lines Life Accident Health & HMO is 150 questions in 2.5 hours. Every Texas insurance exam requires a 70% passing score. Below, the full breakdown by license type plus what to expect on test day.
| License type | Scored questions | Time limit | Pass score |
|---|---|---|---|
| General Lines P&C | 150 | 2.5 hours | 70% |
| Personal Lines P&C | 100 | 2 hours | 70% |
| Life Agent | 100 | 2 hours | 70% |
| GL Life Accident Health & HMO | 150 | 2.5 hours | 70% |
How many questions are on the Texas General Lines Property & Casualty exam?
150 scored questions plus a small number of unscored experimental items, delivered through Pearson VUE in a single 2.5-hour sitting. You need 70% to pass.
How many questions are on the Texas Personal Lines insurance exam?
100 scored questions plus a small number of unscored experimental items, in a 2-hour sitting. You need 70% to pass. Personal Lines is a strict subset of General Lines P&C — no commercial exposures.
How many questions are on the Texas Life Agent exam?
100 scored questions in 2 hours. 70% to pass. Covers life insurance products, retirement, and Texas-specific statutes pertinent to life insurance.
How many questions are on the Texas General Lines Life, Accident, Health & HMO exam?
150 scored questions in 2.5 hours. 70% to pass. The largest scope of any Texas exam — covers individual life, group life, accident & health, HMO products, and the Texas Insurance Code provisions for each.
What is the passing score on Texas insurance exams?
70% on every Texas insurance producer exam, set by the Texas Department of Insurance. Pearson VUE rounds to the nearest whole question — for a 150-question exam, that's 105 correct answers.
Are there unscored experimental questions on the Texas exam?
Yes. Pearson VUE includes a small number of pretest questions on every exam — usually 5-15 — that don't count toward your score but are mixed in with the scored questions so you can't tell which is which. The scored question counts above don't include these. Treat every question as scored.
Is the Texas insurance exam multiple choice?
Yes. Every question is four-option multiple choice. There are no fill-in-the-blank, true/false, or scenario-based open-response items. You can flag and skip questions and return to them within the time limit.
How is the time pressure?
On the General Lines P&C exam (150 questions in 150 minutes), you have exactly 60 seconds per question on average. That sounds tight but most candidates finish 30-45 minutes early — multiple choice recognition is fast when you know the material. The real risk is spending too long on the 5-10 hardest questions and running out of time for the easier ones near the end. Use Pearson VUE's flag feature aggressively: anything that takes more than 90 seconds, flag and move on.
Section weighting on the General Lines P&C exam
Pearson VUE's TDI content outline #124401 sets approximate section weights — these don't change frequently, so the current allocation has been stable for several years:
- Types of Policies (Property)~17 questions
- General Insurance~14 questions
- Policy Provisions & Contract Law~17 questions
- Types of Policies (Casualty)~24 questions
- Insurance Terms (Casualty)~14 questions
- Policy Provisions (Casualty)~17 questions
- Texas Statutes Common to P&C~30 questions
- Texas Statutes Pertinent to P&C~20 questions
Notice the Texas-specific sections together account for ~50 of the 150 scored questions. Generic national exam-prep courses that don't cover the Texas Insurance Code in detail leave roughly a third of the test on the table.
Practice with all 150 question types
Our Texas insurance license exam prep course has 500+ practice questions mapped to each section of the TDI content outline, so your practice ratios match the real exam. Lifetime access for $49.99.
See the Texas exam prep course →Question counts and time limits cited are from the Pearson VUE Texas Insurance Producer Candidate Information Bulletin current at time of publication. The exam itself is administered by Pearson VUE on behalf of TDI; counts may change with future CIB revisions — always verify current specifics at pearsonvue.com/tx/insurance before exam day.